Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 3.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 4.Arjun’s stall made a profit of ₹1800. Arjun saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 6.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) a cinema ticket
- 7.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) buying a second juicer (d) profit put in a bank
- 8.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 10.Which of these is saving? (a) an emergency fund (b) a new video game (c) sweets for yourself (d) better paint for cards
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 12.Kabir’s stall made a profit of ₹800. Kabir saves 20% of it. How many rupees are saved?
- 13.Arjun’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 15.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 16.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 17.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 18.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 21.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) hiding it (d) giving it away
- 22.Kabir’s stall made a profit of ₹1100. Kabir saves 25% of it. How many rupees are saved?
- 23.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Zoya’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 30.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Rohan’s stall made a profit of ₹500. Rohan saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) sweets for yourself
- 34.Rohan’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 36.Saanvi’s stall made a profit of ₹400. Saanvi saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Gurpreet’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
Answer key
- 210
- saving
- to keep trust
- 180
- spending
- buying a second juicer
- a new video game
- can I pay it back?
- spending
- an emergency fund
- reinvesting
- 160
- 600
- reinvesting
- 360
- talk to parents
- for bad days and goals
- 206
- 954
- saving
- putting profit back in
- 275
- 6
- 81
- 18
- 20
- 242
- 450
- a cinema ticket
- 218
- 50
- 981
- better paint for cards
- 330
- the cost of borrowing
- 100
- 124
- 160
- 540
- a piggy bank for later
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