Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 2.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 5.Lakshmi’s stall made a profit of ₹1500. Lakshmi saves 50% of it. How many rupees are saved?
- 6.Which of these is saving? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) better paint for cards
- 7.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) an emergency fund (d) sweets for yourself
- 8.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
- 9.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Rohan’s stall made a profit of ₹500. Rohan saves 20% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 12.Kavya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Arjun’s stall made a profit of ₹1400. Arjun saves 10% of it. How many rupees are saved?
- 14.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Meera’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Gurpreet’s stall made a profit of ₹1400. Gurpreet saves 50% of it. How many rupees are saved?
- 17.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 18.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 10% of it. How many rupees are saved?
- 19.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) nothing (d) what is the logo?
- 21.Arjun’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) a cinema ticket (d) profit put in a bank
- 23.Vihaan’s stall made a profit of ₹1400. Vihaan saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 26.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) profit put in a bank (d) better paint for cards
- 27.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 28.Rohan’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) more seeds for next time (d) a new video game
- 30.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) a cinema ticket
- 31.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Dev’s stall made a profit of ₹300. Dev saves 20% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 34.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 37.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 38.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Aarav’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- saving
- to keep trust
- spending
- spending
- 750
- profit put in a bank
- an emergency fund
- sweets for yourself
- 550
- 100
- saving
- 350
- 140
- 108
- 300
- 700
- for bad days and goals
- 180
- 24
- can I pay it back?
- 120
- a cinema ticket
- 700
- 84
- talk to parents
- better paint for cards
- the cost of borrowing
- 480
- a new video game
- buying a second juicer
- 18
- 60
- spending
- 84
- 520
- reinvesting
- reinvesting
- 1180
- 230
- 40
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