Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) better paint for cards (d) profit put in a bank
- 2.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 4.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) an emergency fund (d) buying a second juicer
- 6.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 7.Kabir’s stall made a profit of ₹500. Kabir saves 50% of it. How many rupees are saved?
- 8.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 9.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 10.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 11.Zoya’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 13.Zoya’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 16.Vihaan’s stall made a profit of ₹700. Vihaan saves 25% of it. How many rupees are saved?
- 17.Tara’s stall made a profit of ₹1500. Tara saves 50% of it. How many rupees are saved?
- 18.Kabir’s stall made a profit of ₹800. Kabir saves 10% of it. How many rupees are saved?
- 19.Ananya’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Ananya’s stall made a profit of ₹300. Ananya saves 20% of it. How many rupees are saved?
- 21.Arjun’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Meera’s stall made a profit of ₹1400. Meera saves 10% of it. How many rupees are saved?
- 24.Aarav’s stall made a profit of ₹300. Aarav saves 50% of it. How many rupees are saved?
- 25.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 27.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Diya’s stall made a profit of ₹600. Diya saves 10% of it. How many rupees are saved?
- 29.Meera’s stall made a profit of ₹1700. Meera saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 32.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) hiding it (d) giving it away
- 33.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 34.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 37.Gurpreet’s stall made a profit of ₹500. Gurpreet saves 20% of it. How many rupees are saved?
- 38.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 40.Riya’s stall made a profit of ₹300. Riya saves 50% of it. How many rupees are saved?
Answer key
- better paint for cards
- 150
- saving
- 9
- an emergency fund
- the cost of borrowing
- 250
- talk to parents
- for bad days and goals
- a cinema ticket
- 770
- a new video game
- 330
- 336
- to keep trust
- 175
- 750
- 80
- 150
- 60
- 300
- 180
- 140
- 150
- 14
- saving
- 690
- 60
- 170
- 6
- spending
- putting profit back in
- saving
- 1080
- 40
- reinvesting
- 100
- 8
- 425
- 150
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids