Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 2.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) sweets for yourself (d) a new video game
- 3.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 5.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 6.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 7.Meera’s stall made a profit of ₹1500. Meera saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 9.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.Gurpreet’s stall made a profit of ₹900. Gurpreet saves 25% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 12.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 13.Arjun’s stall made a profit of ₹400. Arjun saves 25% of it. How many rupees are saved?
- 14.Vihaan’s stall made a profit of ₹1800. Vihaan saves 25% of it. How many rupees are saved?
- 15.Gurpreet’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Kavya’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Diya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Ishaan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Tara’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 21.Ananya’s stall made a profit of ₹1400. Ananya saves 20% of it. How many rupees are saved?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 23.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 24.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 26.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Farhan’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.Dev’s stall made a profit of ₹600. Dev saves 25% of it. How many rupees are saved?
- 32.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 34.Farhan’s stall made a profit of ₹1200. Farhan saves 20% of it. How many rupees are saved?
- 35.Zoya’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 38.Aarav’s stall made a profit of ₹900. Aarav saves 25% of it. How many rupees are saved?
- 39.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 40.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- spending
- an emergency fund
- the cost of borrowing
- saving
- putting profit back in
- sweets for yourself
- 300
- reinvesting
- 742
- 225
- reinvesting
- to keep trust
- 100
- 450
- 320
- 110
- 360
- 520
- 300
- saving
- 280
- talk to parents
- for bad days and goals
- 214
- buying a second juicer
- 70
- 972
- 90
- 90
- 18
- 150
- 327
- spending
- 240
- 350
- 856
- a piggy bank for later
- 225
- more seeds for next time
- 480
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids