Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) better paint for cards
- 2.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 4.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 5.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) buying a second juicer
- 6.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) a new video game
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 8.Saanvi’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) a cinema ticket
- 10.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 11.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Aarav’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 15.Arjun’s stall made a profit of ₹2000. Arjun saves 25% of it. How many rupees are saved?
- 16.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 17.Saanvi’s stall made a profit of ₹2000. Saanvi saves 10% of it. How many rupees are saved?
- 18.Meera’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Dev’s stall made a profit of ₹400. Dev saves 50% of it. How many rupees are saved?
- 20.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 21.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.Arjun’s stall made a profit of ₹1900. Arjun saves 25% of it. How many rupees are saved?
- 23.Tara’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 25.Dev’s stall made a profit of ₹1900. Dev saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 28.Farhan’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Kavya’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Rohan’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Riya’s stall made a profit of ₹2000. Riya saves 20% of it. How many rupees are saved?
- 34.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Meera’s stall made a profit of ₹200. Meera saves 20% of it. How many rupees are saved?
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 37.Tara’s stall made a profit of ₹500. Tara saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Rohan’s stall made a profit of ₹1200. Rohan saves 25% of it. How many rupees are saved?
- 40.Saanvi’s stall made a profit of ₹500. Saanvi saves 20% of it. How many rupees are saved?
Answer key
- profit put in a bank
- to keep trust
- saving
- sweets for yourself
- buying a second juicer
- a new video game
- can I pay it back?
- 360
- more seeds for next time
- the cost of borrowing
- 20
- 480
- 115
- saving
- 500
- talk to parents
- 200
- 350
- 200
- putting profit back in
- 15
- 475
- 350
- reinvesting
- 380
- 321
- spending
- 300
- 100
- 950
- 1062
- 360
- 400
- 318
- 40
- saving
- 50
- 354
- 300
- 100
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