Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 4.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 7.Aarav’s stall made a profit of ₹1300. Aarav saves 20% of it. How many rupees are saved?
- 8.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 9.Kavya’s stall made a profit of ₹500. Kavya saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) more seeds for next time
- 12.Lakshmi’s stall made a profit of ₹800. Lakshmi saves 25% of it. How many rupees are saved?
- 13.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) profit put in a bank
- 14.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 15.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 16.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 17.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 19.Vihaan’s stall made a profit of ₹1300. Vihaan saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Kavya’s stall made a profit of ₹1500. Kavya saves 50% of it. How many rupees are saved?
- 22.Ananya’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Kabir’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Nisha’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 28.Arjun’s stall made a profit of ₹1900. Arjun saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 31.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 33.Riya’s stall made a profit of ₹1000. Riya saves 20% of it. How many rupees are saved?
- 34.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) an emergency fund (d) a piggy bank for later
- 35.Ananya’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 10% of it. How many rupees are saved?
- 37.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Aarav’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- reinvesting
- saving
- saving
- 40
- 864
- better paint for cards
- 260
- to keep trust
- 125
- 927
- profit put in a bank
- 200
- more seeds for next time
- the cost of borrowing
- talk to parents
- an emergency fund
- 144
- sweets for yourself
- 260
- 315
- 750
- 1190
- 90
- 570
- 1100
- putting profit back in
- reinvesting
- 380
- 18
- saving
- 312
- a cinema ticket
- 200
- a new video game
- 360
- 70
- 424
- 180
- 84
- 448
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