Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 3.Saanvi’s stall made a profit of ₹300. Saanvi saves 10% of it. How many rupees are saved?
- 4.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) to waste it later (d) no reason
- 5.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 7.Aarav’s stall made a profit of ₹200. Aarav saves 25% of it. How many rupees are saved?
- 8.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) a piggy bank for later
- 9.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 11.Kabir’s stall made a profit of ₹2000. Kabir saves 50% of it. How many rupees are saved?
- 12.Riya’s stall made a profit of ₹200. Riya saves 50% of it. How many rupees are saved?
- 13.Joseph’s stall made a profit of ₹200. Joseph saves 10% of it. How many rupees are saved?
- 14.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.Ananya’s stall made a profit of ₹400. Ananya saves 20% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 17.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 18.Dev’s stall made a profit of ₹900. Dev saves 25% of it. How many rupees are saved?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 20.Kavya’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Rohan’s stall made a profit of ₹1400. Rohan saves 10% of it. How many rupees are saved?
- 22.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 25% of it. How many rupees are saved?
- 23.Saanvi’s stall made a profit of ₹600. Saanvi saves 20% of it. How many rupees are saved?
- 24.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 26.Aarav’s stall made a profit of ₹700. Aarav saves 50% of it. How many rupees are saved?
- 27.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 28.Kavya’s stall made a profit of ₹1400. Kavya saves 25% of it. How many rupees are saved?
- 29.Nisha’s stall made a profit of ₹1500. Nisha saves 10% of it. How many rupees are saved?
- 30.Aarav’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) sweets for yourself
- 32.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 34.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 36.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Diya’s stall made a profit of ₹700. Diya saves 20% of it. How many rupees are saved?
- 38.Tara’s stall made a profit of ₹1000. Tara saves 25% of it. How many rupees are saved?
- 39.Tara’s stall made a profit of ₹400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 230
- reinvesting
- 30
- for bad days and goals
- to keep trust
- spending
- 50
- a cinema ticket
- putting profit back in
- saving
- 1000
- 100
- 20
- 108
- 80
- spending
- the cost of borrowing
- 225
- talk to parents
- 550
- 140
- 375
- 120
- 80
- buying a second juicer
- 350
- more seeds for next time
- 350
- 150
- 40
- a piggy bank for later
- 20
- saving
- 84
- profit put in a bank
- 12
- 140
- 250
- 120
- 945
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