Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Dev’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 3.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 4.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.Vihaan’s stall made a profit of ₹1000. Vihaan saves 20% of it. How many rupees are saved?
- 6.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 7.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 8.Riya’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Tara’s stall made a profit of ₹1600. Tara saves 20% of it. How many rupees are saved?
- 10.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 11.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) profit put in a bank (d) an emergency fund
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 13.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 16.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 20% of it. How many rupees are saved?
- 17.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 19.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) better paint for cards (d) buying a second juicer
- 21.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 22.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) more seeds for next time (d) buying a second juicer
- 23.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 24.Arjun’s stall made a profit of ₹600. Arjun saves 10% of it. How many rupees are saved?
- 25.Arjun’s stall made a profit of ₹1400. Arjun saves 20% of it. How many rupees are saved?
- 26.Kavya’s stall made a profit of ₹900. Kavya saves 25% of it. How many rupees are saved?
- 27.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 28.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 29.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 30.Saanvi’s stall made a profit of ₹1100. Saanvi saves 20% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 32.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 50% of it. How many rupees are saved?
- 34.Ishaan’s stall made a profit of ₹200. Ishaan saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Ishaan’s stall made a profit of ₹1400. Ishaan saves 50% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 38.Kavya’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Aarav’s stall made a profit of ₹900. Aarav saves 10% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
Answer key
- 175
- more seeds for next time
- a new video game
- 110
- 200
- putting profit back in
- talk to parents
- 200
- 320
- the cost of borrowing
- better paint for cards
- reinvesting
- 20
- reinvesting
- saving
- 60
- 208
- profit put in a bank
- 96
- a piggy bank for later
- spending
- an emergency fund
- sweets for yourself
- 60
- 280
- 225
- buying a second juicer
- to keep trust
- for bad days and goals
- 220
- spending
- 28
- 700
- 50
- 180
- 700
- spending
- 480
- 90
- saving
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