Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Meera’s stall made a profit of ₹1200. Meera saves 10% of it. How many rupees are saved?
- 2.Rohan’s stall made a profit of ₹500. Rohan saves 20% of it. How many rupees are saved?
- 3.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 4.Aarav’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Which of these is saving? (a) a cinema ticket (b) a new video game (c) buying a second juicer (d) profit put in a bank
- 6.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.Vihaan’s stall made a profit of ₹1300. Vihaan saves 10% of it. How many rupees are saved?
- 10.Meera’s stall made a profit of ₹1400. Meera saves 50% of it. How many rupees are saved?
- 11.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.Riya’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 15.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 16.Nisha’s stall made a profit of ₹1500. Nisha saves 10% of it. How many rupees are saved?
- 17.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 18.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 19.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 20.Rohan’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 22.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) profit put in a bank (d) buying a second juicer
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 24.Nisha’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Vihaan’s stall made a profit of ₹900. Vihaan saves 50% of it. How many rupees are saved?
- 26.Farhan’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 29.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Kavya’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 32.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Which of these is saving? (a) a new video game (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 34.Riya’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Dev’s stall made a profit of ₹2000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Vihaan’s stall made a profit of ₹200. Vihaan saves 10% of it. How many rupees are saved?
Answer key
- 120
- 100
- putting profit back in
- 240
- profit put in a bank
- 735
- spending
- 726
- 130
- 700
- 708
- 300
- 220
- reinvesting
- the cost of borrowing
- 150
- talk to parents
- can I pay it back?
- reinvesting
- 570
- spending
- buying a second juicer
- saving
- 100
- 450
- 125
- 570
- saving
- 636
- 600
- a cinema ticket
- 147
- an emergency fund
- 300
- 800
- 18
- 48
- 56
- 72
- 20
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