Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Kabir’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Meera’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.Aarav’s stall made a profit of ₹400. Aarav saves 50% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 5.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 6.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 10% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 9.Kavya’s stall made a profit of ₹1500. Kavya saves 20% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 11.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 14.Arjun’s stall made a profit of ₹1600. Arjun saves 50% of it. How many rupees are saved?
- 15.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Ishaan’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) better paint for cards (d) a new video game
- 18.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 20.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 21.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 23.Which of these is saving? (a) an emergency fund (b) a new video game (c) a cinema ticket (d) buying a second juicer
- 24.Zoya’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Arjun’s stall made a profit of ₹700. Arjun saves 10% of it. How many rupees are saved?
- 26.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Diya’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 30.Joseph’s stall made a profit of ₹1400. Joseph saves 25% of it. How many rupees are saved?
- 31.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 32.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Saanvi’s stall made a profit of ₹1300. Saanvi saves 20% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) an emergency fund
- 37.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Zoya’s stall made a profit of ₹300. Zoya saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Arjun’s stall made a profit of ₹1100. Arjun saves 50% of it. How many rupees are saved?
Answer key
- 585
- 605
- 200
- a cinema ticket
- buying a second juicer
- 180
- saving
- saving
- 300
- spending
- the cost of borrowing
- saving
- reinvesting
- 800
- 309
- 360
- a new video game
- for bad days and goals
- spending
- talk to parents
- 336
- better paint for cards
- an emergency fund
- 540
- 70
- 315
- 180
- 440
- to keep trust
- 350
- can I pay it back?
- 208
- 72
- 354
- 260
- sweets for yourself
- 6
- 30
- 90
- 550
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