Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 2.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) more seeds for next time
- 3.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 5.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) a new video game (d) buying a second juicer
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 8.Zoya’s stall made a profit of ₹200. Zoya saves 20% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 10.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 13.Diya’s stall made a profit of ₹1900. Diya saves 10% of it. How many rupees are saved?
- 14.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 15.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) better paint for cards
- 18.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Ananya’s stall made a profit of ₹1300. Ananya saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 24.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
- 25.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Ishaan’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 32.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Kavya’s stall made a profit of ₹2000. Kavya saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Tara’s stall made a profit of ₹800. Tara saves 10% of it. How many rupees are saved?
- 38.Ishaan’s stall made a profit of ₹600. Ishaan saves 25% of it. How many rupees are saved?
- 39.Gurpreet’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- spending
- a new video game
- putting profit back in
- spending
- 550
- buying a second juicer
- can I pay it back?
- 40
- reinvesting
- the cost of borrowing
- saving
- reinvesting
- 190
- for bad days and goals
- 206
- 372
- profit put in a bank
- 1026
- 96
- 650
- 630
- 27
- a cinema ticket
- a piggy bank for later
- 728
- 16
- 318
- 120
- 309
- reinvesting
- saving
- 30
- 744
- 400
- 126
- 248
- 80
- 150
- 640
- 24
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