Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 2.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) more seeds for next time (d) an emergency fund
- 3.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) a new video game
- 4.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 6.Diya’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Farhan’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Dev’s stall made a profit of ₹1600. Dev saves 20% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) a piggy bank for later
- 11.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 12.Dev’s stall made a profit of ₹200. Dev saves 10% of it. How many rupees are saved?
- 13.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 15.Rohan’s stall made a profit of ₹1000. Rohan saves 10% of it. How many rupees are saved?
- 16.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 17.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 19.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 21.Arjun’s stall made a profit of ₹1800. Arjun saves 10% of it. How many rupees are saved?
- 22.Vihaan’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Kavya’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) better paint for cards
- 25.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Vihaan’s stall made a profit of ₹200. Vihaan saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 30.Diya’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Rohan’s stall made a profit of ₹700. Rohan saves 25% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 34.Saanvi’s stall made a profit of ₹1200. Saanvi saves 20% of it. How many rupees are saved?
- 35.Joseph’s stall made a profit of ₹1000. Joseph saves 25% of it. How many rupees are saved?
- 36.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 38.Diya’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Joseph’s stall made a profit of ₹1400. Joseph saves 50% of it. How many rupees are saved?
- 40.Diya’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- a cinema ticket
- a new video game
- profit put in a bank
- 84
- talk to parents
- 400
- 40
- 425
- 320
- buying a second juicer
- more seeds for next time
- 20
- 40
- sweets for yourself
- 100
- can I pay it back?
- 432
- spending
- the cost of borrowing
- saving
- 180
- 100
- 160
- a piggy bank for later
- 1180
- 100
- 600
- 6
- spending
- 550
- 720
- 175
- reinvesting
- 240
- 250
- 540
- to keep trust
- 450
- 700
- 450
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