Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 3.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Rohan’s stall made a profit of ₹700. Rohan saves 20% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 6.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 7.Rohan’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 10.Dev’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Zoya’s stall made a profit of ₹900. Zoya saves 50% of it. How many rupees are saved?
- 12.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) better paint for cards
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 15.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) a cinema ticket (d) an emergency fund
- 17.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 18.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 19.Diya’s stall made a profit of ₹2000. Diya saves 50% of it. How many rupees are saved?
- 20.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 21.Ishaan’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Zoya’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Tara’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 26.Rohan’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Meera’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Ishaan’s stall made a profit of ₹1000. Ishaan saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 32.Gurpreet’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 34.Kabir’s stall made a profit of ₹300. Kabir saves 10% of it. How many rupees are saved?
- 35.Nisha’s stall made a profit of ₹1400. Nisha saves 10% of it. How many rupees are saved?
- 36.Kavya’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Which of these is reinvesting in the business? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) a cinema ticket
- 38.Diya’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Zoya’s stall made a profit of ₹1500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Rohan’s stall made a profit of ₹1800. Rohan saves 25% of it. How many rupees are saved?
Answer key
- 20
- for bad days and goals
- 770
- 140
- spending
- reinvesting
- 300
- buying a second juicer
- reinvesting
- 800
- 450
- a new video game
- spending
- can I pay it back?
- 54
- an emergency fund
- sweets for yourself
- putting profit back in
- 1000
- a cinema ticket
- 700
- 850
- 570
- saving
- saving
- 60
- 270
- 220
- 100
- 763
- saving
- 245
- talk to parents
- 30
- 140
- 280
- better paint for cards
- 60
- 675
- 450
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