Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 4.Vihaan’s stall made a profit of ₹1800. Vihaan saves 25% of it. How many rupees are saved?
- 5.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 8.Kavya’s stall made a profit of ₹1800. Kavya saves 10% of it. How many rupees are saved?
- 9.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.Riya’s stall made a profit of ₹1100. Riya saves 25% of it. How many rupees are saved?
- 11.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 14.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 15.Riya’s stall made a profit of ₹600. Riya saves 25% of it. How many rupees are saved?
- 16.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 18.Kavya’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Riya’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Nisha’s stall made a profit of ₹400. Nisha saves 50% of it. How many rupees are saved?
- 22.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 24.Nisha’s stall made a profit of ₹300. Nisha saves 25% of it. How many rupees are saved?
- 25.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 26.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Nisha’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Diya’s stall made a profit of ₹300. Diya saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 33.Saanvi’s stall made a profit of ₹500. Saanvi saves 10% of it. How many rupees are saved?
- 34.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 35.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 36.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 37.Lakshmi’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Nisha’s stall made a profit of ₹800. Nisha saves 50% of it. How many rupees are saved?
- 39.Joseph’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- can I pay it back?
- reinvesting
- saving
- 450
- 4
- putting profit back in
- spending
- 180
- 864
- 275
- 64
- 102
- spending
- the cost of borrowing
- 150
- an emergency fund
- reinvesting
- 480
- 540
- 18
- 200
- 36
- 425
- 75
- a cinema ticket
- 1062
- 420
- 30
- 408
- 9
- 484
- talk to parents
- 50
- for bad days and goals
- better paint for cards
- to keep trust
- 585
- 400
- 225
- 1050
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