Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) better paint for cards (d) buying a second juicer
- 2.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 4.Diya’s stall made a profit of ₹300. Diya saves 25% of it. How many rupees are saved?
- 5.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 6.Nisha’s stall made a profit of ₹1100. Nisha saves 50% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 9.Meera’s stall made a profit of ₹1500. Meera saves 50% of it. How many rupees are saved?
- 10.Tara’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.Kabir’s stall made a profit of ₹900. Kabir saves 25% of it. How many rupees are saved?
- 13.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 14.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 15.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) a new video game (d) better paint for cards
- 18.Vihaan’s stall made a profit of ₹1800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 20.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) an emergency fund
- 23.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 24.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Farhan’s stall made a profit of ₹1100. Farhan saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Kabir’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Saanvi’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) to lose friends (d) it does not matter
- 32.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 35.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 36.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) a cinema ticket
- 37.Zoya’s stall made a profit of ₹1400. Zoya saves 10% of it. How many rupees are saved?
- 38.Ananya’s stall made a profit of ₹1700. Ananya saves 20% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 40.Vihaan’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- a cinema ticket
- 72
- reinvesting
- 75
- can I pay it back?
- 550
- spending
- saving
- 750
- 100
- 20
- 225
- putting profit back in
- talk to parents
- 27
- 10
- better paint for cards
- 540
- saving
- 120
- 327
- buying a second juicer
- for bad days and goals
- 260
- 24
- 110
- 324
- 850
- 30
- 180
- to keep trust
- 642
- 981
- reinvesting
- more seeds for next time
- an emergency fund
- 140
- 340
- spending
- 80
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