Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 3.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) a new video game
- 4.Joseph’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) a cinema ticket
- 6.Ananya’s stall made a profit of ₹1500. Ananya saves 50% of it. How many rupees are saved?
- 7.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) better paint for cards
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 9.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Which of these is saving? (a) a cinema ticket (b) a new video game (c) an emergency fund (d) more seeds for next time
- 11.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 12.Ananya’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Rohan’s stall made a profit of ₹400. Rohan saves 10% of it. How many rupees are saved?
- 14.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 16.Zoya’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a cinema ticket (d) more seeds for next time
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 19.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 22.Vihaan’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 24.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Diya’s stall made a profit of ₹800. Diya saves 20% of it. How many rupees are saved?
- 26.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 27.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 31.Zoya’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 33.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Rohan’s stall made a profit of ₹1500. Rohan saves 10% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 36.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Tara’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Kavya’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- can I pay it back?
- talk to parents
- a new video game
- 150
- a piggy bank for later
- 750
- profit put in a bank
- reinvesting
- 798
- an emergency fund
- sweets for yourself
- 210
- 40
- 1090
- to keep trust
- 120
- more seeds for next time
- saving
- 27
- buying a second juicer
- spending
- 240
- putting profit back in
- 180
- 160
- saving
- 28
- 520
- 327
- spending
- 100
- reinvesting
- 10
- 150
- saving
- 992
- 109
- 540
- 654
- 100
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids