Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 2.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 4.Vihaan’s stall made a profit of ₹1500. Vihaan saves 20% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 6.Aarav’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Ananya’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 9.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 10.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 13.Dev’s stall made a profit of ₹1600. Dev saves 50% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 15.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) sweets for yourself
- 16.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Lakshmi’s stall made a profit of ₹1300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is saving? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) better paint for cards
- 19.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 20.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 21.Zoya’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 24.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 25.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 26.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) profit put in a bank (d) an emergency fund
- 27.Kavya’s stall made a profit of ₹1800. Kavya saves 10% of it. How many rupees are saved?
- 28.Tara’s stall made a profit of ₹700. Tara saves 20% of it. How many rupees are saved?
- 29.Ishaan’s stall made a profit of ₹1200. Ishaan saves 10% of it. How many rupees are saved?
- 30.Lakshmi’s stall made a profit of ₹1700. Lakshmi saves 20% of it. How many rupees are saved?
- 31.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 32.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
- 36.Ananya’s stall made a profit of ₹1400. Ananya saves 20% of it. How many rupees are saved?
- 37.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Ananya’s stall made a profit of ₹400. Ananya saves 25% of it. How many rupees are saved?
- 39.Zoya’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 50% of it. How many rupees are saved?
Answer key
- better paint for cards
- 80
- a piggy bank for later
- 300
- reinvesting
- 450
- 120
- spending
- to keep trust
- 954
- 216
- more seeds for next time
- 800
- reinvesting
- buying a second juicer
- 1116
- 520
- an emergency fund
- can I pay it back?
- a cinema ticket
- 560
- spending
- reinvesting
- saving
- the cost of borrowing
- a new video game
- 180
- 140
- 120
- 340
- talk to parents
- 72
- 721
- 40
- sweets for yourself
- 280
- 48
- 100
- 180
- 650
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