Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 2.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 3.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 4.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 5.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 7.Ishaan’s stall made a profit of ₹500. Ishaan saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 9.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 11.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 12.Zoya’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) better paint for cards
- 14.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) an emergency fund
- 15.Farhan’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 17.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 25% of it. How many rupees are saved?
- 19.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Ananya’s stall made a profit of ₹200. Ananya saves 25% of it. How many rupees are saved?
- 21.Meera’s stall made a profit of ₹400. Meera saves 50% of it. How many rupees are saved?
- 22.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 24.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 25.Vihaan’s stall made a profit of ₹200. Vihaan saves 10% of it. How many rupees are saved?
- 26.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 27.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Aarav’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Rohan’s stall made a profit of ₹600. Rohan saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 33.Ishaan’s stall made a profit of ₹900. Ishaan saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 36.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Ananya’s stall made a profit of ₹2000. Ananya saves 25% of it. How many rupees are saved?
- 39.Kavya’s stall made a profit of ₹1200. Kavya saves 20% of it. How many rupees are saved?
- 40.Joseph’s stall made a profit of ₹1300. Joseph saves 20% of it. How many rupees are saved?
Answer key
- reinvesting
- an emergency fund
- can I pay it back?
- profit put in a bank
- 216
- spending
- 100
- saving
- to keep trust
- spending
- talk to parents
- 40
- better paint for cards
- sweets for yourself
- 220
- buying a second juicer
- 726
- 350
- 72
- 50
- 200
- 109
- saving
- reinvesting
- 20
- putting profit back in
- 7
- 30
- 330
- 60
- 1008
- reinvesting
- 225
- 24
- saving
- 40
- 636
- 500
- 240
- 260
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids