Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 4.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 6.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 7.Gurpreet’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 9.Farhan’s stall made a profit of ₹1700. Farhan saves 50% of it. How many rupees are saved?
- 10.Meera’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Vihaan’s stall made a profit of ₹700. Vihaan saves 25% of it. How many rupees are saved?
- 14.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 10% of it. How many rupees are saved?
- 15.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 16.Tara’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Nisha’s stall made a profit of ₹500. Nisha saves 50% of it. How many rupees are saved?
- 19.Joseph’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Rohan’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 22.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) sweets for yourself
- 23.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Lakshmi’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Diya’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Zoya’s stall made a profit of ₹1700. Zoya saves 50% of it. How many rupees are saved?
- 27.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 28.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 30.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 32.Kabir’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Farhan’s stall made a profit of ₹500. Farhan saves 20% of it. How many rupees are saved?
- 34.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) buying a second juicer
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 36.Which of these is saving? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) buying a second juicer
- 37.Kabir’s stall made a profit of ₹900. Kabir saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Farhan’s stall made a profit of ₹1600. Farhan saves 25% of it. How many rupees are saved?
Answer key
- spending
- reinvesting
- spending
- a piggy bank for later
- reinvesting
- talk to parents
- 900
- more seeds for next time
- 850
- 880
- 9
- 12
- 175
- 150
- the cost of borrowing
- 75
- 54
- 250
- 900
- 175
- spending
- better paint for cards
- 12
- 100
- 240
- 850
- a cinema ticket
- 672
- for bad days and goals
- 424
- putting profit back in
- 1100
- 100
- buying a second juicer
- saving
- profit put in a bank
- 90
- 40
- 8
- 400
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