Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Aarav’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 7.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.Meera’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 11.Dev’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) profit put in a bank
- 13.Lakshmi’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 15.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 16.Tara’s stall made a profit of ₹300. Tara saves 50% of it. How many rupees are saved?
- 17.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 18.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 19.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) a new video game (d) an emergency fund
- 20.Riya’s stall made a profit of ₹500. Riya saves 20% of it. How many rupees are saved?
- 21.Nisha’s stall made a profit of ₹1200. Nisha saves 20% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 23.Riya’s stall made a profit of ₹500. Riya saves 50% of it. How many rupees are saved?
- 24.Gurpreet’s stall made a profit of ₹900. Gurpreet saves 50% of it. How many rupees are saved?
- 25.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 26.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 27.Meera’s stall made a profit of ₹1700. Meera saves 10% of it. How many rupees are saved?
- 28.Joseph’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Rohan’s stall made a profit of ₹1700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 31.Meera’s stall made a profit of ₹1600. Meera saves 25% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 33.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 34.Gurpreet’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Riya’s stall made a profit of ₹1700. Riya saves 20% of it. How many rupees are saved?
- 36.Dev’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Riya’s stall made a profit of ₹500. Riya saves 10% of it. How many rupees are saved?
- 38.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Vihaan’s stall made a profit of ₹1600. Vihaan saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 27
- 14
- 36
- 350
- 84
- saving
- 63
- 250
- 630
- spending
- 200
- better paint for cards
- 1140
- reinvesting
- talk to parents
- 150
- the cost of borrowing
- 20
- more seeds for next time
- 100
- 240
- reinvesting
- 250
- 450
- putting profit back in
- a cinema ticket
- 170
- 900
- 1020
- reinvesting
- 400
- saving
- to keep trust
- 440
- 340
- 280
- 50
- 118
- 320
- 20
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