Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 2.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 3.Vihaan’s stall made a profit of ₹700. Vihaan saves 10% of it. How many rupees are saved?
- 4.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) a new video game
- 6.Meera’s stall made a profit of ₹1600. Meera saves 20% of it. How many rupees are saved?
- 7.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 8.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 11.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 12.Which of these is saving? (a) a new video game (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 13.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Rohan’s stall made a profit of ₹200. Rohan saves 50% of it. How many rupees are saved?
- 16.Ananya’s stall made a profit of ₹1200. Ananya saves 50% of it. How many rupees are saved?
- 17.Joseph’s stall made a profit of ₹1500. Joseph saves 10% of it. How many rupees are saved?
- 18.Aarav’s stall made a profit of ₹1300. Aarav saves 20% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 20.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) buying a second juicer (d) a cinema ticket
- 22.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Kavya’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Rohan’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Diya’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 30.Zoya’s stall made a profit of ₹1600. Zoya saves 25% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 32.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Tara’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Ishaan’s stall made a profit of ₹1000. Ishaan saves 20% of it. How many rupees are saved?
- 37.Ishaan’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 39.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 40.Nisha’s stall made a profit of ₹1700. Nisha saves 10% of it. How many rupees are saved?
Answer key
- reinvesting
- putting profit back in
- 70
- 1170
- a piggy bank for later
- 320
- the cost of borrowing
- 4
- 910
- spending
- talk to parents
- profit put in a bank
- 192
- 7
- 100
- 600
- 150
- 260
- reinvesting
- 570
- a cinema ticket
- 104
- 1040
- 480
- 636
- 750
- 440
- 120
- can I pay it back?
- 400
- reinvesting
- to keep trust
- spending
- 412
- 770
- 200
- 150
- buying a second juicer
- for bad days and goals
- 170
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