Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 3.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Dev’s stall made a profit of ₹900. Dev saves 50% of it. How many rupees are saved?
- 5.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 8.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 9.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 12.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 13.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 14.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 15.Ishaan’s stall made a profit of ₹500. Ishaan saves 10% of it. How many rupees are saved?
- 16.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 18.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.Gurpreet’s stall made a profit of ₹500. Gurpreet saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Meera’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 23.Diya’s stall made a profit of ₹300. Diya saves 50% of it. How many rupees are saved?
- 24.Joseph’s stall made a profit of ₹200. Joseph saves 25% of it. How many rupees are saved?
- 25.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 26.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 28.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 29.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 31.Ananya’s stall made a profit of ₹700. Ananya saves 10% of it. How many rupees are saved?
- 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 33.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 35.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Dev’s stall made a profit of ₹200. Dev saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Arjun’s stall made a profit of ₹500. Arjun saves 20% of it. How many rupees are saved?
Answer key
- 48
- spending
- 18
- 450
- 30
- 32
- a cinema ticket
- more seeds for next time
- 112
- a piggy bank for later
- spending
- for bad days and goals
- the cost of borrowing
- an emergency fund
- 50
- 742
- putting profit back in
- 70
- 100
- 48
- 270
- talk to parents
- 150
- 50
- profit put in a bank
- 780
- saving
- reinvesting
- 520
- a new video game
- 70
- better paint for cards
- to keep trust
- reinvesting
- 8
- 424
- 100
- 16
- 1090
- 100
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