Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 2.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 3.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) better paint for cards (d) a new video game
- 5.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) better paint for cards (d) a new video game
- 6.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Diya’s stall made a profit of ₹700. Diya saves 20% of it. How many rupees are saved?
- 9.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.Farhan’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 12.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 14.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 15.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 16.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 17.Zoya’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 19.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 20.Tara’s stall made a profit of ₹600. Tara saves 50% of it. How many rupees are saved?
- 21.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) a piggy bank for later
- 22.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 50% of it. How many rupees are saved?
- 24.Diya’s stall made a profit of ₹2000. Diya saves 20% of it. How many rupees are saved?
- 25.Ananya’s stall made a profit of ₹600. Ananya saves 20% of it. How many rupees are saved?
- 26.Diya’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Diya’s stall made a profit of ₹300. Diya saves 50% of it. How many rupees are saved?
- 28.Saanvi’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Ishaan’s stall made a profit of ₹1800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Arjun’s stall made a profit of ₹1900. Arjun saves 25% of it. How many rupees are saved?
- 32.Nisha’s stall made a profit of ₹200. Nisha saves 50% of it. How many rupees are saved?
- 33.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 34.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 37.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 38.Ananya’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
Answer key
- saving
- a cinema ticket
- 24
- a new video game
- better paint for cards
- 690
- 214
- 140
- 412
- 240
- for bad days and goals
- 27
- putting profit back in
- more seeds for next time
- can I pay it back?
- reinvesting
- 120
- saving
- talk to parents
- 300
- sweets for yourself
- 72
- 450
- 400
- 120
- 300
- 150
- 640
- 630
- 30
- 475
- 100
- profit put in a bank
- 24
- 510
- spending
- the cost of borrowing
- 400
- 590
- saving
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids