Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 2.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 3.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) a cinema ticket (d) more seeds for next time
- 4.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 20% of it. How many rupees are saved?
- 7.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Rohan’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 11.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 12.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 13.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 14.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 16.Ananya’s stall made a profit of ₹1100. Ananya saves 20% of it. How many rupees are saved?
- 17.Ishaan’s stall made a profit of ₹1500. Ishaan saves 50% of it. How many rupees are saved?
- 18.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) a cinema ticket
- 19.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) better paint for cards
- 21.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 22.Kabir’s stall made a profit of ₹700. Kabir saves 20% of it. How many rupees are saved?
- 23.Saanvi’s stall made a profit of ₹1900. Saanvi saves 10% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 25.Aarav’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 27.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) buying a second juicer
- 28.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 29.Arjun’s stall made a profit of ₹1400. Arjun saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Lakshmi’s stall made a profit of ₹1500. Lakshmi saves 10% of it. How many rupees are saved?
- 32.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) sweets for yourself
- 33.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Ananya’s stall made a profit of ₹1500. Ananya saves 10% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 38.Nisha’s stall made a profit of ₹200. Nisha saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Ananya’s stall made a profit of ₹500. Ananya saves 10% of it. How many rupees are saved?
Answer key
- more seeds for next time
- to keep trust
- a cinema ticket
- 40
- 306
- 80
- 728
- 60
- talk to parents
- spending
- can I pay it back?
- the cost of borrowing
- for bad days and goals
- an emergency fund
- saving
- 220
- 750
- buying a second juicer
- 4
- a new video game
- saving
- 140
- 190
- reinvesting
- 80
- putting profit back in
- a piggy bank for later
- spending
- 350
- 936
- 150
- profit put in a bank
- 108
- 70
- 896
- 150
- reinvesting
- 20
- 106
- 50
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