Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Lakshmi’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Meera’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 4.Farhan’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) an emergency fund
- 6.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 10.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 11.Rohan’s stall made a profit of ₹1700. Rohan saves 20% of it. How many rupees are saved?
- 12.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 50% of it. How many rupees are saved?
- 13.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) more seeds for next time
- 14.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 15.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 16.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.Kavya’s stall made a profit of ₹1600. Kavya saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 20.Rohan’s stall made a profit of ₹800. Rohan saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Which of these is reinvesting in the business? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) a cinema ticket
- 24.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 25.Aarav’s stall made a profit of ₹1500. Aarav saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 28.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Gurpreet’s stall made a profit of ₹1900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Tara’s stall made a profit of ₹1400. Tara saves 25% of it. How many rupees are saved?
- 33.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 34.Vihaan’s stall made a profit of ₹600. Vihaan saves 25% of it. How many rupees are saved?
- 35.Diya’s stall made a profit of ₹600. Diya saves 10% of it. How many rupees are saved?
- 36.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 37.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Dev’s stall made a profit of ₹300. Dev saves 20% of it. How many rupees are saved?
- 39.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 40.Gurpreet’s stall made a profit of ₹1600. Gurpreet saves 25% of it. How many rupees are saved?
Answer key
- 150
- 280
- saving
- 490
- more seeds for next time
- 872
- 70
- 189
- spending
- for bad days and goals
- 340
- 300
- a piggy bank for later
- talk to parents
- reinvesting
- 990
- 320
- 36
- can I pay it back?
- 160
- 545
- 440
- better paint for cards
- reinvesting
- 300
- 560
- saving
- 436
- 36
- 760
- 80
- 350
- a cinema ticket
- 150
- 60
- to keep trust
- 220
- 60
- the cost of borrowing
- 400
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