Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 3.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a new video game
- 4.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 5.Aarav’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 10.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 11.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) buying a second juicer (d) a new video game
- 12.Nisha’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 15.Dev’s stall made a profit of ₹500. Dev saves 50% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 17.Rohan’s stall made a profit of ₹1700. Rohan saves 25% of it. How many rupees are saved?
- 18.Rohan’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 20.Diya’s stall made a profit of ₹900. Diya saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Rohan’s stall made a profit of ₹1300. Rohan saves 10% of it. How many rupees are saved?
- 23.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 24.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.Dev’s stall made a profit of ₹1100. Dev saves 50% of it. How many rupees are saved?
- 26.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Kabir’s stall made a profit of ₹300. Kabir saves 25% of it. How many rupees are saved?
- 28.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a new video game (d) better paint for cards
- 29.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Ishaan’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 10% of it. How many rupees are saved?
- 36.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 37.Which of these is reinvesting in the business? (a) better paint for cards (b) profit put in a bank (c) a piggy bank for later (d) a cinema ticket
- 38.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Meera’s stall made a profit of ₹1800. Meera saves 50% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
Answer key
- the cost of borrowing
- saving
- an emergency fund
- can I pay it back?
- 480
- 210
- 510
- for bad days and goals
- reinvesting
- sweets for yourself
- profit put in a bank
- 600
- to keep trust
- spending
- 250
- saving
- 425
- 40
- reinvesting
- 180
- 912
- 130
- putting profit back in
- 360
- 550
- 120
- 75
- a new video game
- 10
- 30
- 63
- 90
- 250
- 530
- 20
- more seeds for next time
- better paint for cards
- 624
- 900
- saving
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