Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Tara’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 5.Which of these is saving? (a) buying a second juicer (b) a new video game (c) a cinema ticket (d) a piggy bank for later
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 7.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 10.Arjun’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Dev’s stall made a profit of ₹700. Dev saves 20% of it. How many rupees are saved?
- 12.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) buying a second juicer (d) more seeds for next time
- 13.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Ishaan’s stall made a profit of ₹1300. Ishaan saves 25% of it. How many rupees are saved?
- 15.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Meera’s stall made a profit of ₹300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 19.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 20.Ishaan’s stall made a profit of ₹600. Ishaan saves 25% of it. How many rupees are saved?
- 21.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 22.Vihaan’s stall made a profit of ₹1700. Vihaan saves 50% of it. How many rupees are saved?
- 23.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) profit put in a bank
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 26.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 27.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 28.Saanvi’s stall made a profit of ₹1400. Saanvi saves 10% of it. How many rupees are saved?
- 29.Dev’s stall made a profit of ₹1000. Dev saves 25% of it. How many rupees are saved?
- 30.Which of these is saving? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 31.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) better paint for cards
- 32.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 33.Kavya’s stall made a profit of ₹400. Kavya saves 20% of it. How many rupees are saved?
- 34.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 37.Kavya’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Arjun’s stall made a profit of ₹800. Arjun saves 10% of it. How many rupees are saved?
- 39.Diya’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 963
- 6
- 250
- talk to parents
- a piggy bank for later
- saving
- a cinema ticket
- reinvesting
- reinvesting
- 600
- 140
- an emergency fund
- 30
- 325
- 218
- 135
- better paint for cards
- saving
- the cost of borrowing
- 150
- buying a second juicer
- 850
- 80
- sweets for yourself
- spending
- more seeds for next time
- to keep trust
- 140
- 250
- profit put in a bank
- a new video game
- putting profit back in
- 80
- can I pay it back?
- saving
- spending
- 150
- 80
- 560
- 660
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