Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 2.Dev’s stall made a profit of ₹1800. Dev saves 50% of it. How many rupees are saved?
- 3.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) an emergency fund (d) a cinema ticket
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 5.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.Aarav’s stall made a profit of ₹2000. Aarav saves 20% of it. How many rupees are saved?
- 7.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 9.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) profit put in a bank (d) a new video game
- 10.Farhan’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Kavya’s stall made a profit of ₹1200. Kavya saves 50% of it. How many rupees are saved?
- 12.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 50% of it. How many rupees are saved?
- 13.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 16.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 18.Arjun’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Nisha’s stall made a profit of ₹2000. Nisha saves 50% of it. How many rupees are saved?
- 20.Nisha’s stall made a profit of ₹1400. Nisha saves 25% of it. How many rupees are saved?
- 21.Aarav’s stall made a profit of ₹700. Aarav saves 10% of it. How many rupees are saved?
- 22.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 24.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) a cinema ticket (d) an emergency fund
- 25.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 20% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 27.Farhan’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 29.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Arjun’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 33.Which of these is saving? (a) a new video game (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 34.Kavya’s stall made a profit of ₹1800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Farhan’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 37.Diya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 39.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Farhan’s stall made a profit of ₹500. Farhan saves 25% of it. How many rupees are saved?
Answer key
- putting profit back in
- 900
- an emergency fund
- saving
- 36
- 400
- can I pay it back?
- reinvesting
- better paint for cards
- 570
- 600
- 450
- 63
- 118
- a piggy bank for later
- 1040
- to keep trust
- 175
- 1000
- 350
- 70
- 242
- saving
- a cinema ticket
- 260
- more seeds for next time
- 340
- talk to parents
- 1100
- 96
- 440
- spending
- profit put in a bank
- 720
- 605
- the cost of borrowing
- 140
- reinvesting
- 1180
- 125
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