Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 3.Tara’s stall made a profit of ₹2000. Tara saves 50% of it. How many rupees are saved?
- 4.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 5.Arjun’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 7.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) profit put in a bank
- 8.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 9.Lakshmi’s stall made a profit of ₹700. Lakshmi saves 25% of it. How many rupees are saved?
- 10.Ishaan’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 13.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 14.Saanvi’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 16.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.Riya’s stall made a profit of ₹1300. Riya saves 50% of it. How many rupees are saved?
- 18.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 20.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 21.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 23.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 26.Kavya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) profit put in a bank
- 29.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Vihaan’s stall made a profit of ₹1700. Vihaan saves 20% of it. How many rupees are saved?
- 31.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 32.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 33.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Arjun’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a new video game
- 39.Dev’s stall made a profit of ₹1800. Dev saves 50% of it. How many rupees are saved?
- 40.Kavya’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- to keep trust
- reinvesting
- 1000
- an emergency fund
- 600
- can I pay it back?
- a new video game
- sweets for yourself
- 175
- 850
- the cost of borrowing
- spending
- reinvesting
- 260
- saving
- 36
- 650
- 1150
- spending
- putting profit back in
- 112
- a piggy bank for later
- 162
- for bad days and goals
- reinvesting
- 360
- 1062
- profit put in a bank
- 104
- 340
- a cinema ticket
- better paint for cards
- 103
- 4
- 950
- 135
- 321
- buying a second juicer
- 900
- 480
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