Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 2.Dev’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 4.Nisha’s stall made a profit of ₹1400. Nisha saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 6.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 8.Riya’s stall made a profit of ₹500. Riya saves 10% of it. How many rupees are saved?
- 9.Vihaan’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 11.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) an emergency fund
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 14.Aarav’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Diya’s stall made a profit of ₹600. Diya saves 20% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 17.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 19.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 21.Ananya’s stall made a profit of ₹1200. Ananya saves 25% of it. How many rupees are saved?
- 22.Vihaan’s stall made a profit of ₹900. Vihaan saves 25% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 24.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 26.Riya’s stall made a profit of ₹2000. Riya saves 50% of it. How many rupees are saved?
- 27.Kavya’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.Aarav’s stall made a profit of ₹700. Aarav saves 25% of it. How many rupees are saved?
- 30.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) a piggy bank for later (d) profit put in a bank
- 31.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 32.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Riya’s stall made a profit of ₹300. Riya saves 50% of it. How many rupees are saved?
- 34.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 35.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) better paint for cards
- 37.Gurpreet’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 39.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) sweets for yourself (d) better paint for cards
- 40.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 10% of it. How many rupees are saved?
Answer key
- saving
- 280
- to keep trust
- 140
- spending
- 56
- talk to parents
- 50
- 490
- a piggy bank for later
- 590
- more seeds for next time
- spending
- 1000
- 120
- sweets for yourself
- 920
- reinvesting
- 15
- saving
- 300
- 225
- spending
- for bad days and goals
- reinvesting
- 1000
- 140
- 72
- 175
- buying a second juicer
- a cinema ticket
- 36
- 150
- a new video game
- 224
- an emergency fund
- 120
- reinvesting
- better paint for cards
- 110
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