Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 2.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 4.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 5.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.Diya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Nisha’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) profit put in a bank (d) sweets for yourself
- 11.Meera’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Aarav’s stall made a profit of ₹500. Aarav saves 50% of it. How many rupees are saved?
- 13.Ananya’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 15.Tara’s stall made a profit of ₹1400. Tara saves 10% of it. How many rupees are saved?
- 16.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 17.Saanvi’s stall made a profit of ₹300. Saanvi saves 25% of it. How many rupees are saved?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 19.Kabir’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Farhan’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 23.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 25.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Meera’s stall made a profit of ₹900. Meera saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Meera’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 30.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 32.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 34.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 50% of it. How many rupees are saved?
- 35.Ananya’s stall made a profit of ₹2000. Ananya saves 10% of it. How many rupees are saved?
- 36.Kabir’s stall made a profit of ₹1200. Kabir saves 20% of it. How many rupees are saved?
- 37.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 38.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Arjun’s stall made a profit of ₹1100. Arjun saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- spending
- an emergency fund
- reinvesting
- putting profit back in
- reinvesting
- 1150
- 180
- 24
- 840
- sweets for yourself
- 120
- 250
- 500
- to keep trust
- 140
- can I pay it back?
- 75
- talk to parents
- 340
- 816
- 240
- for bad days and goals
- profit put in a bank
- saving
- 144
- 90
- 1040
- 220
- spending
- the cost of borrowing
- reinvesting
- buying a second juicer
- saving
- 250
- 200
- 240
- more seeds for next time
- 180
- 275
- 24
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