Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 2.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 3.Zoya’s stall made a profit of ₹1000. Zoya saves 25% of it. How many rupees are saved?
- 4.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 9.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) an emergency fund
- 10.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 11.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 13.Ishaan’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 15.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 16.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) sweets for yourself (d) a new video game
- 17.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 19.Meera’s stall made a profit of ₹2000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Saanvi’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Dev’s stall made a profit of ₹1300. Dev saves 50% of it. How many rupees are saved?
- 22.Saanvi’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Diya’s stall made a profit of ₹1700. Diya saves 25% of it. How many rupees are saved?
- 25.Meera’s stall made a profit of ₹1100. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 27.Riya’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 29.Diya’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Nisha’s stall made a profit of ₹300. Nisha saves 10% of it. How many rupees are saved?
- 33.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 25% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 35.Meera’s stall made a profit of ₹1000. Meera saves 10% of it. How many rupees are saved?
- 36.Kabir’s stall made a profit of ₹600. Kabir saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 39.Diya’s stall made a profit of ₹200. Diya saves 50% of it. How many rupees are saved?
- 40.Zoya’s stall made a profit of ₹1100. Zoya saves 25% of it. How many rupees are saved?
Answer key
- talk to parents
- to keep trust
- 250
- 236
- 35
- 232
- 108
- a piggy bank for later
- buying a second juicer
- putting profit back in
- 60
- sweets for yourself
- 350
- better paint for cards
- can I pay it back?
- profit put in a bank
- 212
- reinvesting
- 500
- 800
- 650
- 160
- 240
- 425
- 330
- spending
- 330
- the cost of borrowing
- 120
- 1090
- 456
- 30
- 475
- reinvesting
- 100
- 150
- 315
- spending
- 100
- 275
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids