Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 3.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 4.Rohan’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 6.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 9.Arjun’s stall made a profit of ₹1500. Arjun saves 10% of it. How many rupees are saved?
- 10.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 11.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 12.Ishaan’s stall made a profit of ₹1000. Ishaan saves 25% of it. How many rupees are saved?
- 13.Ananya’s stall made a profit of ₹1300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Ananya’s stall made a profit of ₹1000. Ananya saves 10% of it. How many rupees are saved?
- 15.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 18.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Meera’s stall made a profit of ₹2000. Meera saves 10% of it. How many rupees are saved?
- 20.Zoya’s stall made a profit of ₹1100. Zoya saves 25% of it. How many rupees are saved?
- 21.Aarav’s stall made a profit of ₹1600. Aarav saves 50% of it. How many rupees are saved?
- 22.Kabir’s stall made a profit of ₹600. Kabir saves 10% of it. How many rupees are saved?
- 23.Diya’s stall made a profit of ₹800. Diya saves 50% of it. How many rupees are saved?
- 24.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 26.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Joseph’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Vihaan’s stall made a profit of ₹900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Joseph’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 32.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 33.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 36.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Dev’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- talk to parents
- spending
- for bad days and goals
- 80
- spending
- 416
- putting profit back in
- reinvesting
- 150
- the cost of borrowing
- to keep trust
- 250
- 455
- 100
- 315
- 72
- can I pay it back?
- 744
- 200
- 275
- 800
- 60
- 400
- better paint for cards
- spending
- 216
- 1016
- 330
- 360
- 100
- reinvesting
- a new video game
- reinvesting
- saving
- saving
- 42
- 270
- 5
- 600
- 72
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids