Financial Literacy Test Worksheet
The method (Read, plan, check): Name the type of question: count, change, bill, better buy, discount, budget, saving, interest, profit, passbook or safety. Use the method from that lesson and work step by step. Check: change is less than the money paid, a discount makes the price smaller, needs come before wants.
NameDateTime takenScore ___ / 40
- 1.Tara’s mother has ₹2500 in her bank account. She pays ₹160 for milk and ₹370 for school books by UPI. How many rupees are left in the account?
- 2.Which coins and notes make exactly ₹75? (a) 50 + 20 + 20 (b) 50 + 5 + 1 (c) 50 + 20 + 5
- 3.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
- 4.Saanvi has ₹13 in a piggy bank. Mausi gives Saanvi ₹20 more. How many rupees does Saanvi have now?
- 5.Lakshmi pays a bill of ₹100 by UPI. In the passbook, is this a credit or a debit? (a) Debit (b) Credit
- 6.A pencil box costs ₹8.50. Gurpreet pays ₹20. How much change does Gurpreet get, in rupees? =
- 7.Isha gets ₹60 pocket money every week. How many rupees is that in 4 weeks?
- 8.A 5 kg bag of wheat flour costs ₹240. A 2 kg bag costs ₹98. How many rupees per kg do you save with the cheaper bag?
- 9.Which coins and notes make exactly ₹27? (a) 10 + 5 + 2 (b) 5 + 2 + 2 (c) 20 + 5 + 2
- 10.There are 28 children in a class. Each child needs one pen at ₹10. What is the total cost (in ₹)?
- 11.Saanvi is making a shopping list. Which of these is a want? (a) a schoolbag (b) bus fare to school (c) a glitter pen set (d) a warm blanket
- 12.One pencil costs ₹8. A pack of 3 pencils costs ₹23. How many rupees do you save by buying the pack instead of 3 single ones?
- 13.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
- 14.Dev gets ₹18 every day. How many rupees is that in one week (7 days)?
- 15.Shop A sells a cricket ball for ₹125 with free delivery. Shop B sells it for ₹150 plus ₹30 delivery. Which shop is cheaper in total? (a) Shop A (b) Shop B
- 16.Kavya gets ₹70 a week, spends ₹20 each week and saves the rest. How many rupees has Kavya saved after 8 weeks?
- 17.Dev has 4 notes of ₹100, 4 notes of ₹10 and 4 coins of ₹1. How many rupees does Dev have?
- 18.Kavya spends ₹50 to start a stall and sells each clay diya for ₹30. What is the smallest number Kavya must sell to get back the ₹50?
- 19.A notebook costs ₹22.50. Lakshmi pays ₹50. How much change does Lakshmi get, in rupees? =
- 20.How many samosas can you buy with ₹96 if one costs ₹12?
- 21.Ishaan buys 4 mangoes at ₹25 each and pays with a ₹200 note. How much change does Ishaan get (in ₹)?
- 22.Ishaan buys a mango for ₹35 and pays with a ₹100 note. How much change does Ishaan get (in ₹)?
- 23.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
- 24.Tara buys a pen for ₹23 and pays with a ₹100 note. How much change does Tara get (in ₹)?
- 25.How many samosas can you buy with ₹65 if one costs ₹13?
- 26.Count up to find the change from ₹200: ₹112 + ₹? = ₹200
- 27.A badminton racket costs ₹445 online. Delivery is ₹30 and a coupon takes ₹20 off. What is the final price (in ₹)?
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28.Arjun’s passbook:
Opening balance: ₹3200
Credit (money in): ₹100
Debit (money out): ₹3100
What is the balance now (in ₹)? - 29.Diya’s piggy bank has 1 coin of ₹10, 1 coin of ₹2 and 4 coins of ₹1. How many rupees are in it?
- 30.Ananya keeps ₹200 in a bank at 6% simple interest per year. How many rupees of interest does it earn in 4 years?
- 31.A cricket bat costs ₹260. The shop gives 25% off. How many rupees is the discount?
- 32.Saanvi has 2 coins of ₹2. Joseph has 5 coins of ₹1. Who has more money? (a) Saanvi (b) Joseph
- 33.Saanvi is making a shopping list. Which of these is a need? (a) a toy robot (b) a sticker album (c) notebooks for school (d) a new party dress
- 34.An ice candy costs ₹9 and a juice box costs ₹25. How many rupees more does the juice box cost?
- 35.Shop A sells a water bottle for ₹195 with free delivery. Shop B sells it for ₹230 plus ₹30 delivery. How many rupees do you save by buying from the cheaper shop?
- 36.Riya makes 3 friendship bands an hour and sells each one for ₹15. How many rupees can Riya earn from 2 hours of work?
- 37.Shop A sells a lunch box for ₹155 with free delivery. Shop B sells it for ₹295 plus ₹60 delivery. Which shop is cheaper in total? (a) Shop B (b) Shop A
- 38.Aditya has 4 notes of ₹50. Arjun has 6 coins of ₹5. How many more rupees does Aditya have?
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39.Price list: balloon ₹6, notebook ₹40, sharpener ₹8, glue stick ₹25.
How much do a notebook and a sharpener cost together (in ₹)? - 40.Priya makes 4 friendship bands an hour and sells each one for ₹30. How many rupees can Priya earn from 3 hours of work?
Answer key
- 1970
- 50 + 20 + 5
- The name and amount
- 33
- Debit
- 11.5
- 240
- 1
- 20 + 5 + 2
- 280
- a glitter pen set
- 1
- Tell a parent at once
- 126
- Shop A
- 400
- 444
- 2
- 27.5
- 8
- 100
- 65
- Never share the OTP
- 77
- 5
- 88
- 455
- 200
- 16
- 48
- 65
- Joseph
- notebooks for school
- 16
- 65
- 90
- Shop A
- 170
- 48
- 360
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids