Financial Literacy Test Worksheet
The method (Read, plan, check): Name the type of question: count, change, bill, better buy, discount, budget, saving, interest, profit, passbook or safety. Use the method from that lesson and work step by step. Check: change is less than the money paid, a discount makes the price smaller, needs come before wants.
NameDateTime takenScore ___ / 40
- 1.A stranger asks Riya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
- 2.₹33 + ₹12 + ₹13 =
- 3.Pooja’s mother has ₹1700 in her bank account. She pays ₹160 for a gas cylinder and ₹320 for milk by UPI. How many rupees are left in the account?
- 4.How many water bottles can you buy with ₹580 if one costs ₹145?
- 5.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 6.What is the smallest number of coins and notes that make ₹190?
- 7.Priya buys a toffee for ₹1 and a sharpener for ₹8. How many rupees does Priya spend in all?
- 8.A samosa costs ₹12 and an ice candy costs ₹11. How many rupees more does the samosa cost?
- 9.How many notes of ₹200 make ₹1000?
- 10.Arjun is making a shopping list. Which of these is a need? (a) a new party dress (b) notebooks for school (c) a video game (d) a third cricket bat
- 11.₹10 + ₹? + ₹20 = ₹32
- 12.Diya deposits ₹1100 of birthday money. In the passbook, is this a credit or a debit? (a) Debit (b) Credit
- 13.Pooja’s piggy bank has 5 coins of ₹20, 4 coins of ₹5 and 1 coin of ₹2. How many rupees are in it?
- 14.Meera buys a biscuit packet for ₹12 and a samosa for ₹12. How many rupees does Meera spend in all?
- 15.Vivaan sells 13 paper bookmarks at ₹15 each. How many rupees does Vivaan get?
- 16.Aarav is making a shopping list. Which of these is a need? (a) a schoolbag (b) a sticker album (c) a remote-control car (d) sweets every day
- 17.Priya has ₹19 in a piggy bank. Nani gives Priya ₹24 more. How many rupees does Priya have now?
- 18.Lakshmi keeps ₹700 in a bank at 3% simple interest per year. How much money will there be after 3 years (in ₹)?
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19.Price list: crayon box ₹50, toffee ₹3, biscuit packet ₹19, juice box ₹25.
Manav has ₹20 and buys a toffee. How many rupees are left? - 20.Joseph has a budget of ₹1000 for a birthday party. The decorations cost ₹70, the return gifts cost ₹170 and the cake cost ₹240. How many rupees are left?
- 21.Manav spends ₹100 of ₹1000 pocket money on books. What percent is that?
- 22.A family plans ₹31000 for the month. 30% of it is for travel. How many rupees is that?
- 23.Which is worth more: a ₹10 coin or a ₹1 coin? (a) 1-rupee coin (b) 10-rupee coin
- 24.₹? + ₹2 + ₹20 = ₹32
- 25.Shop A sells a football for ₹260 with free delivery. Shop B sells it for ₹355 plus ₹40 delivery. How many rupees do you save by buying from the cheaper shop?
- 26.A sharpener costs ₹8. Arjun pays ₹10. How much change does Arjun get (in ₹)?
- 27.₹5 + ₹? + ₹1 = ₹16
- 28.Farhan has ₹400. In a piggy bank it stays ₹400. In a bank at 5% simple interest per year, how many rupees more will Farhan have after 4 years?
- 29.Nisha has 7 notes of ₹10. Lakshmi has 5 notes of ₹20. How many more rupees does Lakshmi have?
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30.Kabir’s passbook:
Opening balance: ₹2600
Debit: ₹50
Debit: ₹500
Debit: ₹250
Credit: ₹200
What is the total of all the debits (in ₹)? - 31.Joseph saves ₹20 every week for 4 weeks, then buys a cricket bat for ₹10. How many rupees are left?
- 32.A raincoat costs ₹500. Offer 1: 10% off. Offer 2: ₹40 off. Which offer saves more money? (a) Offer 1 (b) Offer 2
- 33.Nisha’s mother has ₹2600 in her bank account. She pays ₹170 for bread and ₹290 for school books by UPI. How many rupees are left in the account?
- 34.Pooja has 3 notes of ₹200, 1 note of ₹10 and 4 coins of ₹1. How many rupees does Pooja have?
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35.Arjun’s shop bill:
1 plate of idli at ₹30
1 school bag at ₹725
2 geometry boxes at ₹145 each
What is the total bill (in ₹)? - 36.Rohan spends ₹590 on things to make 33 greeting cards and sells them all at ₹20 each. How many rupees does Rohan earn after paying the costs?
- 37.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
- 38.For Gurpreet, is “school shoes” a need or a want? (a) Need (b) Want
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39.Price list: biscuit packet ₹18, banana ₹7, kite ₹24, sharpener ₹4.
How much do 2 kites cost (in ₹)? - 40.Karan has 4 notes of ₹200. How many rupees does Karan have?
Answer key
- Scanning a QR pays money
- 58
- 1220
- 4
- Never share the OTP
- 4
- 9
- 1
- 5
- notebooks for school
- 2
- Credit
- 122
- 24
- 195
- a schoolbag
- 43
- 763
- 17
- 520
- 10
- 9300
- 10-rupee coin
- 10
- 135
- 2
- 10
- 80
- 30
- 800
- 70
- Offer 1
- 2140
- 614
- 1045
- 70
- Scanning a QR pays money
- Need
- 48
- 800
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids