← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 1 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Rahul’s mother has ₹2900 in her bank account. She pays ₹150 for medicines and ₹50 for milk by UPI. How many rupees are left in the account?
  2. 2.Riya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  3. 3.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  4. 4.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  5. 5.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  6. 6.Rohan sees that ₹50000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  7. 7.Ishaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  8. 8.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  9. 9.Dev’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  10. 10.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  11. 11.A stranger asks Tara to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  12. 12.Kabir’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  13. 13.Vivaan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  14. 14.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  15. 15.Karan’s mother has ₹2400 in her bank account. She pays ₹210 for bread and ₹340 for fruit by UPI. How many rupees are left in the account?
  16. 16.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  17. 17.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  18. 18.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  19. 19.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  20. 20.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  21. 21.Ishaan’s mother has ₹1500 in her bank account. She pays ₹180 for a gas cylinder and ₹340 for milk by UPI. How many rupees are left in the account?
  22. 22.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  23. 23.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  24. 24.Ananya’s mother has ₹2100 in her bank account. She pays ₹400 for bread and ₹180 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Gurpreet sees that ₹2000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  26. 26.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  27. 27.Diya’s mother has ₹2200 in her bank account. She pays ₹300 for a gas cylinder and ₹360 for bread by UPI. How many rupees are left in the account?
  28. 28.Ananya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  29. 29.A stranger asks Rahul to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  30. 30.Farhan’s mother has ₹1500 in her bank account. She pays ₹290 for bread and ₹170 for school books by UPI. How many rupees are left in the account?
  31. 31.Meera sees that ₹500 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  32. 32.Karan’s mother has ₹1300 in her bank account. She pays ₹160 for bread and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Nisha’s mother has ₹1200 in her bank account. She pays ₹240 for bread and ₹290 for fruit by UPI. How many rupees are left in the account?
  34. 34.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  35. 35.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  36. 36.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  37. 37.Nisha sees that ₹1000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  38. 38.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  39. 39.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  40. 40.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank

Answer key

  1. 2700
  2. The name and amount
  3. The name of the shop
  4. Scanning a QR pays money
  5. Ignore it, tell a parent
  6. Tell a parent at once
  7. The name and amount
  8. The name of the shop
  9. The name and amount
  10. Never share the OTP
  11. Scanning a QR pays money
  12. The name and amount
  13. The name and amount
  14. Never share the OTP
  15. 1850
  16. The name of the shop
  17. The name and amount
  18. Ignore it, tell a parent
  19. No PIN to receive money
  20. No one
  21. 980
  22. No one
  23. Never share the OTP
  24. 1520
  25. Tell a parent at once
  26. The name of the shop
  27. 1540
  28. The name and amount
  29. Scanning a QR pays money
  30. 1040
  31. Tell a parent at once
  32. 790
  33. 670
  34. Tell a parent at once
  35. Scanning a QR pays money
  36. No one
  37. Tell a parent at once
  38. The name and amount
  39. No one
  40. No one

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids