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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 2 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Sneha’s mother has ₹3000 in her bank account. She pays ₹310 for bread and ₹100 for milk by UPI. How many rupees are left in the account?
  2. 2.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.Joseph’s mother has ₹1000 in her bank account. She pays ₹60 for school books and ₹70 for bread by UPI. How many rupees are left in the account?
  4. 4.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  5. 5.Ishaan’s mother has ₹1500 in her bank account. She pays ₹120 for vegetables and ₹80 for school books by UPI. How many rupees are left in the account?
  6. 6.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  7. 7.A message says Aditya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  8. 8.Nisha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  9. 9.Karan gets a link: “Click now to win a phone worth ₹2000!” What should Karan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  10. 10.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  11. 11.Rahul’s mother has ₹1600 in her bank account. She pays ₹70 for bread and ₹330 for vegetables by UPI. How many rupees are left in the account?
  12. 12.Pooja’s mother has ₹1100 in her bank account. She pays ₹200 for school books and ₹390 for medicines by UPI. How many rupees are left in the account?
  13. 13.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  14. 14.Aditya’s mother has ₹2800 in her bank account. She pays ₹320 for a gas cylinder and ₹60 for milk by UPI. How many rupees are left in the account?
  15. 15.A message says Dev has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  16. 16.Joseph’s mother has ₹1800 in her bank account. She pays ₹80 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  18. 18.A message says Sneha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  19. 19.Nisha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  20. 20.Tara’s mother has ₹1100 in her bank account. She pays ₹170 for a gas cylinder and ₹260 for vegetables by UPI. How many rupees are left in the account?
  21. 21.Rohan’s mother has ₹1600 in her bank account. She pays ₹290 for school books and ₹50 for medicines by UPI. How many rupees are left in the account?
  22. 22.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  23. 23.Saanvi gets a link: “Click now to win a phone worth ₹2000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  24. 24.Farhan gets a link: “Click now to win a phone worth ₹5000!” What should Farhan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  26. 26.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  27. 27.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  28. 28.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  29. 29.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  30. 30.Arjun gets a link: “Click now to win a phone worth ₹25000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  31. 31.Zoya’s mother has ₹1500 in her bank account. She pays ₹380 for school books and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  32. 32.Tara’s mother has ₹2300 in her bank account. She pays ₹100 for school books and ₹150 for vegetables by UPI. How many rupees are left in the account?
  33. 33.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  34. 34.Joseph’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  35. 35.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  36. 36.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  37. 37.Aditya’s mother has ₹1400 in her bank account. She pays ₹110 for bread and ₹340 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Ishaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  39. 39.Joseph gets a link: “Click now to win a phone worth ₹500!” What should Joseph do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  40. 40.Aarav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount

Answer key

  1. 2590
  2. The name and amount
  3. 870
  4. Never share the OTP
  5. 1300
  6. No PIN to receive money
  7. No PIN to receive money
  8. The name and amount
  9. Ignore it, tell a parent
  10. The name and amount
  11. 1200
  12. 510
  13. Never share the OTP
  14. 2420
  15. No PIN to receive money
  16. 1630
  17. No one
  18. No PIN to receive money
  19. The name and amount
  20. 670
  21. 1260
  22. The name and amount
  23. Ignore it, tell a parent
  24. Ignore it, tell a parent
  25. No PIN to receive money
  26. Never share the OTP
  27. No one
  28. Ignore it, tell a parent
  29. Scanning a QR pays money
  30. Ignore it, tell a parent
  31. 1030
  32. 2050
  33. Scanning a QR pays money
  34. The name of the shop
  35. No PIN to receive money
  36. No PIN to receive money
  37. 950
  38. The name of the shop
  39. Ignore it, tell a parent
  40. The name and amount

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