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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 10 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Rohan’s mother has ₹1900 in her bank account. She pays ₹110 for medicines and ₹240 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Rahul’s mother has ₹1100 in her bank account. She pays ₹300 for milk and ₹100 for fruit by UPI. How many rupees are left in the account?
  3. 3.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  4. 4.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  5. 5.Isha’s mother has ₹1300 in her bank account. She pays ₹340 for school books and ₹160 for vegetables by UPI. How many rupees are left in the account?
  6. 6.Arjun’s mother has ₹2200 in her bank account. She pays ₹210 for milk and ₹280 for school books by UPI. How many rupees are left in the account?
  7. 7.Kavya’s mother has ₹1900 in her bank account. She pays ₹110 for vegetables and ₹310 for milk by UPI. How many rupees are left in the account?
  8. 8.Manav’s mother has ₹1200 in her bank account. She pays ₹240 for school books and ₹260 for milk by UPI. How many rupees are left in the account?
  9. 9.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  10. 10.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  11. 11.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  12. 12.Priya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  13. 13.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  14. 14.Riya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  15. 15.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  16. 16.A stranger asks Ishaan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  17. 17.A stranger asks Rohan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  18. 18.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  19. 19.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  20. 20.Zoya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  21. 21.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  22. 22.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  23. 23.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  24. 24.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  25. 25.Manav’s mother has ₹2300 in her bank account. She pays ₹110 for medicines and ₹290 for school books by UPI. How many rupees are left in the account?
  26. 26.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  27. 27.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  28. 28.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  29. 29.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  30. 30.Ishaan’s mother has ₹1200 in her bank account. She pays ₹80 for fruit and ₹180 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Rahul’s mother has ₹2000 in her bank account. She pays ₹390 for a gas cylinder and ₹280 for bread by UPI. How many rupees are left in the account?
  32. 32.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  33. 33.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  34. 34.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  35. 35.Joseph’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  36. 36.Diya’s mother has ₹1900 in her bank account. She pays ₹180 for bread and ₹160 for milk by UPI. How many rupees are left in the account?
  37. 37.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  38. 38.Kavya’s mother has ₹1200 in her bank account. She pays ₹50 for a gas cylinder and ₹200 for fruit by UPI. How many rupees are left in the account?
  39. 39.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  40. 40.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly

Answer key

  1. 1550
  2. 700
  3. Never share the OTP
  4. Scanning a QR pays money
  5. 800
  6. 1710
  7. 1480
  8. 700
  9. The name and amount
  10. Ignore it, tell a parent
  11. No PIN to receive money
  12. The name of the shop
  13. Ignore it, tell a parent
  14. The name and amount
  15. Never share the OTP
  16. Scanning a QR pays money
  17. Scanning a QR pays money
  18. No one
  19. Ignore it, tell a parent
  20. The name and amount
  21. Ignore it, tell a parent
  22. Ignore it, tell a parent
  23. No one
  24. Ignore it, tell a parent
  25. 1900
  26. Ignore it, tell a parent
  27. Ignore it, tell a parent
  28. Scanning a QR pays money
  29. The name of the shop
  30. 940
  31. 1330
  32. No one
  33. The name of the shop
  34. Never share the OTP
  35. The name and amount
  36. 1560
  37. The name and amount
  38. 950
  39. No one
  40. No PIN to receive money

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