Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 11 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
2. 2.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
3. 3.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
4. 4.Dev gets a link: “Click now to win a phone worth ₹25000!” What should Dev do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
5. 5.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.Kabir’s mother has ₹1600 in her bank account. She pays ₹50 for milk and ₹390 for fruit by UPI. How many rupees are left in the account?
7. 7.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
8. 8.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
9. 9.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
10. 10.Aarav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
11. 11.A stranger asks Pooja to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
12. 12.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
13. 13.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
14. 14.Ishaan’s mother has ₹2500 in her bank account. She pays ₹160 for milk and ₹390 for vegetables by UPI. How many rupees are left in the account?
15. 15.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
16. 16.Nisha’s mother has ₹1400 in her bank account. She pays ₹390 for vegetables and ₹220 for milk by UPI. How many rupees are left in the account?
17. 17.Diya’s mother has ₹2700 in her bank account. She pays ₹360 for medicines and ₹250 for milk by UPI. How many rupees are left in the account?
18. 18.Isha sees that ₹2000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
19. 19.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
20. 20.Ananya’s mother has ₹1700 in her bank account. She pays ₹210 for vegetables and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
21. 21.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
22. 22.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
23. 23.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
24. 24.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
25. 25.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
26. 26.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
27. 27.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
28. 28.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
29. 29.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
30. 30.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
31. 31.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
32. 32.Rahul’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
33. 33.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
34. 34.Tara’s mother has ₹1700 in her bank account. She pays ₹150 for school books and ₹50 for bread by UPI. How many rupees are left in the account?
35. 35.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
36. 36.Rohan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
37. 37.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
38. 38.Vivaan’s mother has ₹1400 in her bank account. She pays ₹130 for school books and ₹70 for fruit by UPI. How many rupees are left in the account?
39. 39.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
40. 40.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour

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