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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 100 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  2. 2.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  3. 3.Kabir’s mother has ₹1000 in her bank account. She pays ₹270 for school books and ₹140 for medicines by UPI. How many rupees are left in the account?
  4. 4.Sneha’s mother has ₹2800 in her bank account. She pays ₹100 for school books and ₹360 for medicines by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  6. 6.Zoya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  7. 7.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  8. 8.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  9. 9.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  10. 10.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹320 for milk and ₹320 for fruit by UPI. How many rupees are left in the account?
  11. 11.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  12. 12.Aditya sees that ₹50000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  13. 13.A stranger asks Aarav to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  14. 14.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  15. 15.Joseph’s mother has ₹2500 in her bank account. She pays ₹230 for vegetables and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.A message says Saanvi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  17. 17.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  18. 18.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  19. 19.Dev gets a link: “Click now to win a phone worth ₹1000!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  20. 20.Saanvi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  21. 21.Rohan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  22. 22.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  23. 23.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  24. 24.A message says Arjun has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  25. 25.A stranger asks Nisha to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  26. 26.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  27. 27.A message says Vivaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  28. 28.A stranger asks Isha to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  29. 29.Kabir’s mother has ₹2000 in her bank account. She pays ₹300 for milk and ₹140 for medicines by UPI. How many rupees are left in the account?
  30. 30.Aditya’s mother has ₹1200 in her bank account. She pays ₹110 for vegetables and ₹70 for school books by UPI. How many rupees are left in the account?
  31. 31.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  32. 32.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  33. 33.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  34. 34.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  35. 35.Zoya gets a link: “Click now to win a phone worth ₹500!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  36. 36.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  37. 37.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  38. 38.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  39. 39.Rahul’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  40. 40.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money

Answer key

  1. No one
  2. Scanning a QR pays money
  3. 590
  4. 2340
  5. No one
  6. The name and amount
  7. Never share the OTP
  8. Never share the OTP
  9. The name of the shop
  10. 760
  11. No one
  12. Tell a parent at once
  13. Scanning a QR pays money
  14. The name and amount
  15. 2020
  16. No PIN to receive money
  17. Never share the OTP
  18. No one
  19. Ignore it, tell a parent
  20. The name and amount
  21. The name and amount
  22. No PIN to receive money
  23. Ignore it, tell a parent
  24. No PIN to receive money
  25. Scanning a QR pays money
  26. No one
  27. No PIN to receive money
  28. Scanning a QR pays money
  29. 1560
  30. 1020
  31. No one
  32. The name and amount
  33. No one
  34. Tell a parent at once
  35. Ignore it, tell a parent
  36. No PIN to receive money
  37. Never share the OTP
  38. The name and amount
  39. The name and amount
  40. Scanning a QR pays money

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