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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 101 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Ishaan sees that ₹2000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  2. 2.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  3. 3.Rohan sees that ₹10000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  4. 4.Saanvi gets a link: “Click now to win a phone worth ₹50000!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  5. 5.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  6. 6.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  7. 7.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  8. 8.Priya’s mother has ₹1400 in her bank account. She pays ₹240 for vegetables and ₹380 for fruit by UPI. How many rupees are left in the account?
  9. 9.Kabir’s mother has ₹2100 in her bank account. She pays ₹360 for vegetables and ₹360 for fruit by UPI. How many rupees are left in the account?
  10. 10.Gurpreet’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  11. 11.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  12. 12.Tara’s mother has ₹2100 in her bank account. She pays ₹240 for vegetables and ₹160 for medicines by UPI. How many rupees are left in the account?
  13. 13.Saanvi’s mother has ₹2800 in her bank account. She pays ₹190 for bread and ₹400 for school books by UPI. How many rupees are left in the account?
  14. 14.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  15. 15.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  16. 16.Riya’s mother has ₹2400 in her bank account. She pays ₹250 for school books and ₹270 for bread by UPI. How many rupees are left in the account?
  17. 17.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  18. 18.Arjun’s mother has ₹2700 in her bank account. She pays ₹320 for milk and ₹240 for school books by UPI. How many rupees are left in the account?
  19. 19.Aditya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  20. 20.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  21. 21.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  22. 22.Sneha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  23. 23.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  24. 24.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  25. 25.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  26. 26.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  27. 27.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.Ishaan’s mother has ₹2800 in her bank account. She pays ₹170 for fruit and ₹240 for medicines by UPI. How many rupees are left in the account?
  29. 29.A message says Dev has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  30. 30.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  31. 31.Rahul’s mother has ₹1400 in her bank account. She pays ₹220 for a gas cylinder and ₹180 for milk by UPI. How many rupees are left in the account?
  32. 32.A stranger asks Zoya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  33. 33.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  34. 34.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  35. 35.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  36. 36.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  37. 37.Lakshmi’s mother has ₹2200 in her bank account. She pays ₹100 for school books and ₹90 for milk by UPI. How many rupees are left in the account?
  38. 38.Rohan’s mother has ₹1200 in her bank account. She pays ₹220 for a gas cylinder and ₹310 for fruit by UPI. How many rupees are left in the account?
  39. 39.Rohan’s mother has ₹2500 in her bank account. She pays ₹80 for milk and ₹50 for bread by UPI. How many rupees are left in the account?
  40. 40.A message says Zoya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

Answer key

  1. Tell a parent at once
  2. No PIN to receive money
  3. Tell a parent at once
  4. Ignore it, tell a parent
  5. Ignore it, tell a parent
  6. Ignore it, tell a parent
  7. No one
  8. 780
  9. 1380
  10. The name of the shop
  11. Never share the OTP
  12. 1700
  13. 2210
  14. No one
  15. No PIN to receive money
  16. 1880
  17. No PIN to receive money
  18. 2140
  19. The name of the shop
  20. No one
  21. Tell a parent at once
  22. The name and amount
  23. Tell a parent at once
  24. No PIN to receive money
  25. Never share the OTP
  26. No PIN to receive money
  27. No one
  28. 2390
  29. No PIN to receive money
  30. The name of the shop
  31. 1000
  32. Scanning a QR pays money
  33. Ignore it, tell a parent
  34. The name and amount
  35. No PIN to receive money
  36. Ignore it, tell a parent
  37. 2010
  38. 670
  39. 2370
  40. No PIN to receive money

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