Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 102 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
2. 2.Farhan’s mother has ₹1000 in her bank account. She pays ₹300 for school books and ₹190 for bread by UPI. How many rupees are left in the account?
3. 3.A message says Saanvi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
4. 4.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
5. 5.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
6. 6.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
7. 7.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹380 for fruit and ₹180 for medicines by UPI. How many rupees are left in the account?
8. 8.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
9. 9.Nisha gets a link: “Click now to win a phone worth ₹50000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
10. 10.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
11. 11.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
12. 12.A message says Pooja has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
13. 13.Rohan sees that ₹50000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
14. 14.Diya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
15. 15.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
16. 16.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
17. 17.Ishaan’s mother has ₹1800 in her bank account. She pays ₹260 for milk and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
18. 18.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
19. 19.Karan’s mother has ₹1600 in her bank account. She pays ₹110 for vegetables and ₹100 for school books by UPI. How many rupees are left in the account?
20. 20.Rohan sees that ₹10000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
21. 21.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
22. 22.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
23. 23.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
24. 24.Rahul sees that ₹25000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
25. 25.Pooja’s mother has ₹2100 in her bank account. She pays ₹400 for a gas cylinder and ₹270 for fruit by UPI. How many rupees are left in the account?
26. 26.Sneha’s mother has ₹2800 in her bank account. She pays ₹150 for vegetables and ₹200 for milk by UPI. How many rupees are left in the account?
27. 27.A stranger asks Lakshmi to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
28. 28.Priya’s mother has ₹1700 in her bank account. She pays ₹100 for medicines and ₹130 for vegetables by UPI. How many rupees are left in the account?
29. 29.Aarav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
30. 30.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
31. 31.A message says Ananya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
32. 32.Kavya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
33. 33.Pooja’s mother has ₹2100 in her bank account. She pays ₹360 for milk and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.A stranger asks Pooja to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
35. 35.A stranger asks Lakshmi to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
36. 36.Ananya’s mother has ₹2200 in her bank account. She pays ₹90 for bread and ₹90 for medicines by UPI. How many rupees are left in the account?
37. 37.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
38. 38.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
39. 39.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
40. 40.Riya sees that ₹50000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it

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