Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 103 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
2. 2.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
3. 3.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
4. 4.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
5. 5.Arjun’s mother has ₹1100 in her bank account. She pays ₹130 for school books and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Isha’s mother has ₹1800 in her bank account. She pays ₹390 for fruit and ₹80 for bread by UPI. How many rupees are left in the account?
7. 7.Aarav’s mother has ₹1200 in her bank account. She pays ₹250 for school books and ₹280 for bread by UPI. How many rupees are left in the account?
8. 8.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
9. 9.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
10. 10.Ananya’s mother has ₹2600 in her bank account. She pays ₹370 for school books and ₹190 for bread by UPI. How many rupees are left in the account?
11. 11.Aarav’s mother has ₹2400 in her bank account. She pays ₹320 for vegetables and ₹120 for medicines by UPI. How many rupees are left in the account?
12. 12.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
13. 13.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
14. 14.Lakshmi’s mother has ₹2900 in her bank account. She pays ₹380 for milk and ₹80 for medicines by UPI. How many rupees are left in the account?
15. 15.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
16. 16.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
17. 17.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
18. 18.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
19. 19.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
20. 20.A message says Ishaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
21. 21.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
22. 22.Karan’s mother has ₹1100 in her bank account. She pays ₹250 for milk and ₹320 for vegetables by UPI. How many rupees are left in the account?
23. 23.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
24. 24.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
25. 25.Diya’s mother has ₹1200 in her bank account. She pays ₹130 for vegetables and ₹390 for fruit by UPI. How many rupees are left in the account?
26. 26.Sneha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
27. 27.Priya’s mother has ₹1800 in her bank account. She pays ₹90 for milk and ₹100 for vegetables by UPI. How many rupees are left in the account?
28. 28.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
29. 29.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
30. 30.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
31. 31.A message says Dev has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
32. 32.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
33. 33.Meera’s mother has ₹2000 in her bank account. She pays ₹360 for fruit and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
35. 35.Arjun’s mother has ₹2400 in her bank account. She pays ₹350 for fruit and ₹80 for medicines by UPI. How many rupees are left in the account?
36. 36.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
37. 37.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
38. 38.Riya’s mother has ₹2900 in her bank account. She pays ₹310 for a gas cylinder and ₹390 for bread by UPI. How many rupees are left in the account?
39. 39.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
40. 40.A message says Farhan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN

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