Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 104 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
2. 2.Joseph’s mother has ₹3000 in her bank account. She pays ₹380 for school books and ₹90 for medicines by UPI. How many rupees are left in the account?
3. 3.Arjun sees that ₹10000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
4. 4.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
5. 5.Kabir’s mother has ₹1800 in her bank account. She pays ₹80 for milk and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Joseph’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
7. 7.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
8. 8.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
9. 9.Diya’s mother has ₹2900 in her bank account. She pays ₹330 for medicines and ₹140 for school books by UPI. How many rupees are left in the account?
10. 10.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
11. 11.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
12. 12.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
13. 13.A message says Lakshmi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
14. 14.A message says Pooja has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
15. 15.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
16. 16.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
17. 17.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
18. 18.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
19. 19.A message says Karan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
21. 21.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
22. 22.Karan’s mother has ₹1100 in her bank account. She pays ₹110 for milk and ₹240 for school books by UPI. How many rupees are left in the account?
23. 23.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
24. 24.Joseph’s mother has ₹2800 in her bank account. She pays ₹150 for fruit and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
25. 25.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
26. 26.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
27. 27.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
28. 28.Rohan’s mother has ₹1000 in her bank account. She pays ₹390 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
29. 29.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
30. 30.Nisha’s mother has ₹1800 in her bank account. She pays ₹220 for vegetables and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
31. 31.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
32. 32.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
33. 33.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
34. 34.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
35. 35.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
36. 36.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
37. 37.Vivaan sees that ₹1000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
38. 38.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
39. 39.A message says Rohan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
40. 40.Pooja’s mother has ₹1100 in her bank account. She pays ₹120 for milk and ₹300 for bread by UPI. How many rupees are left in the account?

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