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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 105 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  2. 2.Nisha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  3. 3.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  4. 4.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  5. 5.Saanvi’s mother has ₹2500 in her bank account. She pays ₹180 for bread and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
  6. 6.Riya’s mother has ₹2700 in her bank account. She pays ₹70 for fruit and ₹60 for school books by UPI. How many rupees are left in the account?
  7. 7.Sneha’s mother has ₹2500 in her bank account. She pays ₹340 for school books and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  8. 8.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  9. 9.A stranger asks Vivaan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  10. 10.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  11. 11.Kabir’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  12. 12.Ananya’s mother has ₹1000 in her bank account. She pays ₹350 for school books and ₹350 for medicines by UPI. How many rupees are left in the account?
  13. 13.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  14. 14.Gurpreet’s mother has ₹1300 in her bank account. She pays ₹70 for vegetables and ₹310 for bread by UPI. How many rupees are left in the account?
  15. 15.Vivaan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  17. 17.Saanvi’s mother has ₹1300 in her bank account. She pays ₹330 for vegetables and ₹220 for bread by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  19. 19.Meera’s mother has ₹1800 in her bank account. She pays ₹270 for school books and ₹390 for medicines by UPI. How many rupees are left in the account?
  20. 20.Kabir’s mother has ₹1200 in her bank account. She pays ₹330 for fruit and ₹380 for vegetables by UPI. How many rupees are left in the account?
  21. 21.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  22. 22.Joseph’s mother has ₹2600 in her bank account. She pays ₹110 for vegetables and ₹400 for medicines by UPI. How many rupees are left in the account?
  23. 23.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  24. 24.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  25. 25.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  26. 26.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  27. 27.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  28. 28.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  29. 29.Kabir’s mother has ₹1400 in her bank account. She pays ₹270 for bread and ₹110 for milk by UPI. How many rupees are left in the account?
  30. 30.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  31. 31.Kavya gets a link: “Click now to win a phone worth ₹500!” What should Kavya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  32. 32.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  33. 33.Nisha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  34. 34.A stranger asks Tara to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  35. 35.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  36. 36.Vivaan sees that ₹10000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  37. 37.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  38. 38.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  39. 39.Farhan gets a link: “Click now to win a phone worth ₹2000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  40. 40.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one

Answer key

  1. Scanning a QR pays money
  2. The name of the shop
  3. Tell a parent at once
  4. No one
  5. 2140
  6. 2570
  7. 1940
  8. The name of the shop
  9. Scanning a QR pays money
  10. Never share the OTP
  11. The name of the shop
  12. 300
  13. The name and amount
  14. 920
  15. The name of the shop
  16. Scanning a QR pays money
  17. 750
  18. No one
  19. 1140
  20. 490
  21. No PIN to receive money
  22. 2090
  23. No one
  24. No one
  25. The name of the shop
  26. The name of the shop
  27. No PIN to receive money
  28. Ignore it, tell a parent
  29. 1020
  30. Tell a parent at once
  31. Ignore it, tell a parent
  32. The name and amount
  33. The name of the shop
  34. Scanning a QR pays money
  35. Never share the OTP
  36. Tell a parent at once
  37. Ignore it, tell a parent
  38. No one
  39. Ignore it, tell a parent
  40. No one

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