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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 106 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  2. 2.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  3. 3.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  4. 4.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  5. 5.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  7. 7.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  8. 8.Rahul’s mother has ₹2200 in her bank account. She pays ₹190 for school books and ₹360 for milk by UPI. How many rupees are left in the account?
  9. 9.Nisha’s mother has ₹3000 in her bank account. She pays ₹160 for milk and ₹80 for vegetables by UPI. How many rupees are left in the account?
  10. 10.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  11. 11.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  12. 12.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  13. 13.A stranger asks Dev to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  14. 14.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Isha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  16. 16.Zoya’s mother has ₹1200 in her bank account. She pays ₹280 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Sneha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  18. 18.Ananya gets a link: “Click now to win a phone worth ₹10000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  19. 19.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  20. 20.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  21. 21.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  22. 22.Farhan gets a link: “Click now to win a phone worth ₹25000!” What should Farhan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  23. 23.Aarav’s mother has ₹1100 in her bank account. She pays ₹230 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
  24. 24.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  25. 25.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  26. 26.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  27. 27.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  28. 28.Rohan’s mother has ₹2900 in her bank account. She pays ₹390 for vegetables and ₹320 for milk by UPI. How many rupees are left in the account?
  29. 29.Gurpreet’s mother has ₹2100 in her bank account. She pays ₹120 for bread and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
  30. 30.Joseph sees that ₹500 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  31. 31.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  32. 32.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  33. 33.Arjun’s mother has ₹1900 in her bank account. She pays ₹210 for bread and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  35. 35.Zoya’s mother has ₹2800 in her bank account. She pays ₹220 for milk and ₹110 for bread by UPI. How many rupees are left in the account?
  36. 36.Aditya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  37. 37.Tara sees that ₹50000 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  38. 38.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  39. 39.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  40. 40.A stranger asks Arjun to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. No PIN to receive money
  2. Never share the OTP
  3. No one
  4. No one
  5. The name and amount
  6. Never share the OTP
  7. The name and amount
  8. 1650
  9. 2760
  10. Ignore it, tell a parent
  11. No one
  12. Scanning a QR pays money
  13. Scanning a QR pays money
  14. The name and amount
  15. The name and amount
  16. 790
  17. The name of the shop
  18. Ignore it, tell a parent
  19. Tell a parent at once
  20. No one
  21. The name and amount
  22. Ignore it, tell a parent
  23. 790
  24. Ignore it, tell a parent
  25. Tell a parent at once
  26. Ignore it, tell a parent
  27. Never share the OTP
  28. 2190
  29. 1720
  30. Tell a parent at once
  31. Scanning a QR pays money
  32. No one
  33. 1550
  34. Tell a parent at once
  35. 2470
  36. The name of the shop
  37. Tell a parent at once
  38. Never share the OTP
  39. No PIN to receive money
  40. Scanning a QR pays money

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