← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 107 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  2. 2.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  3. 3.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  4. 4.Rahul’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  5. 5.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  6. 6.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  7. 7.Lakshmi gets a link: “Click now to win a phone worth ₹50000!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  8. 8.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  9. 9.Ananya’s mother has ₹1300 in her bank account. She pays ₹250 for milk and ₹340 for fruit by UPI. How many rupees are left in the account?
  10. 10.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  11. 11.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  12. 12.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  13. 13.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  14. 14.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  15. 15.A stranger asks Meera to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  16. 16.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  17. 17.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  18. 18.A stranger asks Manav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  19. 19.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  20. 20.Dev’s mother has ₹2100 in her bank account. She pays ₹380 for milk and ₹120 for vegetables by UPI. How many rupees are left in the account?
  21. 21.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  22. 22.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  23. 23.Tara gets a link: “Click now to win a phone worth ₹50000!” What should Tara do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  24. 24.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  25. 25.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  26. 26.A stranger asks Rahul to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  27. 27.Kabir’s mother has ₹2000 in her bank account. She pays ₹400 for bread and ₹400 for school books by UPI. How many rupees are left in the account?
  28. 28.Sneha sees that ₹2000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  29. 29.Lakshmi’s mother has ₹1300 in her bank account. She pays ₹300 for fruit and ₹400 for bread by UPI. How many rupees are left in the account?
  30. 30.Arjun gets a link: “Click now to win a phone worth ₹5000!” What should Arjun do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  31. 31.Manav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  32. 32.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  33. 33.A message says Zoya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  34. 34.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  35. 35.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  36. 36.Dev’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  37. 37.Ishaan’s mother has ₹2100 in her bank account. She pays ₹130 for vegetables and ₹230 for medicines by UPI. How many rupees are left in the account?
  38. 38.Vivaan’s mother has ₹1000 in her bank account. She pays ₹80 for school books and ₹80 for medicines by UPI. How many rupees are left in the account?
  39. 39.Rahul sees that ₹5000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  40. 40.Ishaan gets a link: “Click now to win a phone worth ₹10000!” What should Ishaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win

Answer key

  1. Never share the OTP
  2. No PIN to receive money
  3. Ignore it, tell a parent
  4. The name and amount
  5. No one
  6. No PIN to receive money
  7. Ignore it, tell a parent
  8. Never share the OTP
  9. 710
  10. No one
  11. No one
  12. The name and amount
  13. No one
  14. No one
  15. Scanning a QR pays money
  16. No one
  17. Never share the OTP
  18. Scanning a QR pays money
  19. The name and amount
  20. 1600
  21. Never share the OTP
  22. No PIN to receive money
  23. Ignore it, tell a parent
  24. The name and amount
  25. Scanning a QR pays money
  26. Scanning a QR pays money
  27. 1200
  28. Tell a parent at once
  29. 600
  30. Ignore it, tell a parent
  31. The name and amount
  32. No PIN to receive money
  33. No PIN to receive money
  34. Scanning a QR pays money
  35. Ignore it, tell a parent
  36. The name and amount
  37. 1740
  38. 840
  39. Tell a parent at once
  40. Ignore it, tell a parent

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids