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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 108 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  2. 2.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  3. 3.Nisha’s mother has ₹2500 in her bank account. She pays ₹160 for fruit and ₹370 for medicines by UPI. How many rupees are left in the account?
  4. 4.A message says Riya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  5. 5.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  6. 6.Aditya’s mother has ₹2800 in her bank account. She pays ₹110 for bread and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  7. 7.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  8. 8.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  9. 9.Saanvi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  10. 10.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  11. 11.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  12. 12.Tara’s mother has ₹1100 in her bank account. She pays ₹100 for medicines and ₹260 for bread by UPI. How many rupees are left in the account?
  13. 13.Isha’s mother has ₹1400 in her bank account. She pays ₹130 for milk and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
  14. 14.Aarav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  16. 16.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  17. 17.Saanvi’s mother has ₹1100 in her bank account. She pays ₹80 for a gas cylinder and ₹140 for medicines by UPI. How many rupees are left in the account?
  18. 18.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  19. 19.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  20. 20.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  21. 21.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  22. 22.Manav’s mother has ₹2500 in her bank account. She pays ₹110 for milk and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
  23. 23.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  24. 24.Sneha gets a link: “Click now to win a phone worth ₹2000!” What should Sneha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  25. 25.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  26. 26.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.Priya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  28. 28.Zoya sees that ₹2000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  29. 29.Riya sees that ₹500 was sent to a wrong number by mistake. What should Riya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  30. 30.Nisha’s mother has ₹2800 in her bank account. She pays ₹220 for vegetables and ₹290 for bread by UPI. How many rupees are left in the account?
  31. 31.Kabir’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  32. 32.Ananya’s mother has ₹1300 in her bank account. She pays ₹130 for medicines and ₹280 for milk by UPI. How many rupees are left in the account?
  33. 33.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  34. 34.Nisha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  35. 35.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  36. 36.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  37. 37.Ishaan’s mother has ₹2500 in her bank account. She pays ₹320 for milk and ₹180 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Rohan’s mother has ₹1400 in her bank account. She pays ₹340 for vegetables and ₹380 for school books by UPI. How many rupees are left in the account?
  39. 39.A message says Isha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  40. 40.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank

Answer key

  1. The name of the shop
  2. No one
  3. 1970
  4. No PIN to receive money
  5. Scanning a QR pays money
  6. 2400
  7. The name of the shop
  8. The name of the shop
  9. The name of the shop
  10. No one
  11. Tell a parent at once
  12. 740
  13. 1220
  14. The name and amount
  15. Tell a parent at once
  16. No PIN to receive money
  17. 880
  18. No PIN to receive money
  19. Tell a parent at once
  20. The name of the shop
  21. Never share the OTP
  22. 2110
  23. Never share the OTP
  24. Ignore it, tell a parent
  25. No PIN to receive money
  26. Never share the OTP
  27. The name and amount
  28. Tell a parent at once
  29. Tell a parent at once
  30. 2290
  31. The name and amount
  32. 890
  33. Never share the OTP
  34. The name and amount
  35. The name of the shop
  36. No one
  37. 2000
  38. 680
  39. No PIN to receive money
  40. No one

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