Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 109 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
2. 2.A stranger asks Rahul to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
3. 3.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
4. 4.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
6. 6.Riya gets a link: “Click now to win a phone worth ₹5000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
7. 7.Gurpreet sees that ₹1000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
8. 8.Ananya gets a link: “Click now to win a phone worth ₹2000!” What should Ananya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
9. 9.Tara’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
10. 10.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
11. 11.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
12. 12.A stranger asks Ishaan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
13. 13.Aarav gets a link: “Click now to win a phone worth ₹25000!” What should Aarav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
14. 14.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
15. 15.Ananya’s mother has ₹2700 in her bank account. She pays ₹190 for bread and ₹320 for school books by UPI. How many rupees are left in the account?
16. 16.Karan gets a link: “Click now to win a phone worth ₹50000!” What should Karan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
17. 17.A stranger asks Karan to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
18. 18.A stranger asks Isha to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
19. 19.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
20. 20.A stranger asks Gurpreet to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
21. 21.Nisha’s mother has ₹2200 in her bank account. She pays ₹160 for a gas cylinder and ₹120 for milk by UPI. How many rupees are left in the account?
22. 22.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
23. 23.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
24. 24.Rohan’s mother has ₹1300 in her bank account. She pays ₹70 for bread and ₹60 for school books by UPI. How many rupees are left in the account?
25. 25.Kabir’s mother has ₹1300 in her bank account. She pays ₹110 for medicines and ₹370 for vegetables by UPI. How many rupees are left in the account?
26. 26.Joseph’s mother has ₹1300 in her bank account. She pays ₹190 for school books and ₹220 for bread by UPI. How many rupees are left in the account?
27. 27.Ananya’s mother has ₹2700 in her bank account. She pays ₹340 for vegetables and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
28. 28.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
29. 29.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
30. 30.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
31. 31.Ananya’s mother has ₹2200 in her bank account. She pays ₹250 for school books and ₹130 for bread by UPI. How many rupees are left in the account?
32. 32.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
33. 33.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
34. 34.Ishaan gets a link: “Click now to win a phone worth ₹2000!” What should Ishaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
35. 35.Karan gets a link: “Click now to win a phone worth ₹10000!” What should Karan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
36. 36.Aarav’s mother has ₹1800 in her bank account. She pays ₹120 for school books and ₹350 for bread by UPI. How many rupees are left in the account?
37. 37.Joseph gets a link: “Click now to win a phone worth ₹50000!” What should Joseph do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
38. 38.Pooja’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
39. 39.Rahul gets a link: “Click now to win a phone worth ₹5000!” What should Rahul do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
40. 40.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP

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