Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 110 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
2. 2.Diya gets a link: “Click now to win a phone worth ₹500!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
3. 3.Isha’s mother has ₹1100 in her bank account. She pays ₹160 for medicines and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
4. 4.Rohan’s mother has ₹3000 in her bank account. She pays ₹240 for a gas cylinder and ₹370 for school books by UPI. How many rupees are left in the account?
5. 5.Isha sees that ₹25000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
6. 6.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
7. 7.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
8. 8.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
9. 9.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
10. 10.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
11. 11.Sneha gets a link: “Click now to win a phone worth ₹10000!” What should Sneha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
12. 12.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
13. 13.Dev’s mother has ₹1200 in her bank account. She pays ₹50 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
14. 14.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
15. 15.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
16. 16.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
17. 17.A stranger asks Nisha to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
18. 18.Farhan sees that ₹25000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
19. 19.Joseph’s mother has ₹2700 in her bank account. She pays ₹350 for medicines and ₹210 for school books by UPI. How many rupees are left in the account?
20. 20.Nisha’s mother has ₹2200 in her bank account. She pays ₹80 for a gas cylinder and ₹400 for vegetables by UPI. How many rupees are left in the account?
21. 21.A stranger asks Sneha to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
22. 22.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
23. 23.Karan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
24. 24.Diya’s mother has ₹2500 in her bank account. She pays ₹310 for a gas cylinder and ₹70 for milk by UPI. How many rupees are left in the account?
25. 25.Vivaan’s mother has ₹1100 in her bank account. She pays ₹150 for milk and ₹400 for medicines by UPI. How many rupees are left in the account?
26. 26.Arjun’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.A message says Lakshmi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
28. 28.A stranger asks Ishaan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
29. 29.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
30. 30.Ishaan sees that ₹25000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
31. 31.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
32. 32.Aditya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
33. 33.Priya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
34. 34.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
35. 35.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
36. 36.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
37. 37.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
38. 38.Zoya’s mother has ₹1800 in her bank account. She pays ₹320 for a gas cylinder and ₹180 for fruit by UPI. How many rupees are left in the account?
39. 39.A stranger asks Karan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
40. 40.Ananya’s mother has ₹1200 in her bank account. She pays ₹270 for vegetables and ₹370 for milk by UPI. How many rupees are left in the account?

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